Lancaster
On Oct 16, Lancaster Farm
Women Society 18 were enter
tained by Hostess Sadie Wisslcr,
Landisville.
After delicious dessert, Jody
Smith showed a collection of items
that was commonplace for school
rooms in die 19205.
Most of the Farm Women mem
bers recalled attending one-room
school houses. The hostess
encouraged members to share
memories while booklets, pic
tures, and quotes from that era
were displayed. Quotes such as “a
stitch in time saves nine,” were
Lancaster Society 20
On Oct. 7, Lancaster Farm
Women Society 20 met at the
home of Maty Shirk with Marian
Hastings as co-hostess.
Following refreshments, scrip
ture reading, prayer, a reading
“Something to Think About,” and
Allegiance to the Flag was
conducted.
Seventeen members answered
roll call. Six members signed up to
attend the county convention on
Nov. 6.
President Valaria Ferguson
reported that the State President
presented a 100-ycar pin to Loretta
Reinhard, York, and that 500 more
cookbooks have been ordered.
Elizabeth Steinberg gave an
intfttftsting program and showed
s Sr i
\ All-Plant \
LIQUID PLANT FOOD
9-18-9 PLUS OTHERS!
t
$■ • Contains 100% white ortho phosphoric
£ acid. Made in USA.
• Non-corrosive. Won’t settle.
£ • Top quality. Excellent service.
£ • Newest equipment i
$ • Financially sound...and growing! \
t
/ Big Demand Requires \
| More Distributors! \
\ □ I sell to farmers. j
\ How do I become your distributor? f
□ I’m a farmer. A
% What’s the price? j
Where do I get it? i
f "
, CALL or SEND FOR FACTS: a
? Phone: 814-364-1349 \
I ALL-PLANT LIQUID PLANT FOOD, INC. \
t 821 State Rd. 511 N., RFD 3, \
| Ashland, Ohio 44805 J
Society 18
recalled and the speaker finished
the memorized proverbs with
nonsensical statement that led to
laughter.
Since almost members “lived
during these good old days,” the
program was most enjoyable.
President Martha Stoner called a
business meeting. Millie Kreider
led devotions and the pledge to the
flag. Members answered roll call
by relating a short stray about a
tree associated with their
memories.
The November meeting will be
a book review by Beth Dum.
slides of the former Rocky springs
Park. One slide showed the 1890
trolley car and another slide the
ballroom. Also included were
slides of the carousel, which cost
10 or 15 cents to ride, and of the
swimming pool with bathers who
were almost completely dressed.
Also shown were pictorial cards
of the tabernacle of the Christian
Alliance in 1911, of the hotel as
well as the ferry boat that traveled
between the People's Park and
Rocky Springs, and of the bowling
alley with 32 lanes, which was the
largest in the country at that time.
The park closed in 1980.
The meeting closed with singing
the theme song. The November
meeting will be a food sale at
Helen Trout’s home.
4-H
As part of National 4-H
Week, the Lebanon County 4-H
program honored members who
have excelled in their project
activities during 4-H Achieve
ment Night Oct. 11.
Honor 4-H’er awards, which
recognize the efforts and
achievements of the top 4-H’ers
in each age level, were present
ed. The following members were
chosen as “1999 Honor 4-H’ers”:
• 8-year-olds -AmberYacklovich
• 9-year-olds - Mollie Knauss,
Kelly Reist, Rachael Siegel,
Sarah Wagner
• 10-year-olds - Joni Miller,
Daniel Kittle, Chris Wemer
• 11-year-olds - David Kittle,
Lauren Southall, Stephen
Quarry, Emily Whitmoyer
• 12-year-olds - Janel Derr,
Michelle Campbell, Mandy
Platt, Emilee Knauss
• 13-year-olds - Susan Leed,
Samantha Shepler, Jennifer
Wagner, Alex Werner
• 14-year-olds
Berks Society 1
The Society of Farm Women of
Berks County Group #1 met at the
home of Lillian Hetrick. Thirteen
members answered roll call.
Hilda Fisher, Oley, entertained
members with stories about the
grave yards found on family farms.
Oley Township has the most grave
yards on family farms, but only
one farm still has a descendent
living.
Members were asked to bring
homemade articles for gift baskets
for a silent auction and for door
prizes to be given at the Berks
County Farm Women convention.
Sixteen members attended the
October meeting held at the Yel
low House Hotel in observance of
Farm Women Day on Oct. 14.
After a delicious meal, a short bus
iness meeting was held. Sixteen
members attended the October
Convention. Members planned a
trip to Hunterton Hills Dinner
Theatre on Nov. S.
Lebanon County Holds
Achievement Night
Light, Roryann Reinbold,
Nathan Tice, Jennifer Watson
• 15-year-olds - Katie Derr,
Kendra Klahr, Nicole Platt,
Jamie Webber
• 16-year-olds - Angie Decker,
Ann Leed, Anna Light, Joshua
Weiant
• 17-year-olds - Kendra Reist,
Amy Habecker
• 18-year-olds
Rautzhan, Zachary Meek,
Tanisha Seibet
Kendra Reist, Lebanon, was
honored as the recipient of the
Susan Heilinger Werner
Memorial Award, presented to
an outstanding 4-H Daily Club
member. Alex Werner of North
Mountain 4-H Club received the
Teen Leadership Award.
The following five clubs were
named to the Community
Service Honor Roll: Falconettes
4-H Club, Spur & Bit 4-H Club,
North Mountain 4-H Club, Kelly
Helpers 4-H Club, and Rexmont
4-H Wild Animal Lovers 4-H
Club.
Rebecca
First-place honors in the
RUTGERS, N.J. - Credit
traps are products and features
that can cost hundreds, even
thousands, of dollars in extra
interest over time. Below are six
specific examples:
1. Late Fees - These typically
run from $lO to $2O and can be
charged when a payment is only
a day late. According to the San
Francisco consumer advocacy
group, Consumer Action, late
fees on credit cards have
increased 26 percent since 1995.
The average credit card late fee
jumped from $l3 to $16.50.
2. Over-the-Limit Fees -
These are fees charged when
your balance exceeds your credit
limit, many cardholders assume
that when they get too close to
their limit, a charge will be
denied, but this isn’t always the
case. You may be allowed to go
over your credit limit, but you’ll
be charged a fee for doing so. The
fee is charged every month until
you bring the balance within
your credit limit.
3.Cash Advances - There is
no grace period with credit card
cash advances and most credi
tors charge fees each time an
advance is taken. In addition,
interest charges begin to accrue
CLOSED SUNDAYS, NEW YEAR,
gafeLjl EASTER MONDAY, ASCENSION DAY,
WHIT MONDAY, OCT. 11. THANKSGIVING,
f t aimm CHRISTMAS & December zoth
FISHER’S FURNITURE, INC.
NEW AND USED FURNTTURE
USED COAL & WOOD HEATERS
COUNTRY FURNTTURE & ANTIQUES
BUS. HRS. BOX 57
MON.-THURS. 8-5 1129 GEORGETOWN RD.
FRI, SB, SAT. 8-12 BART, PA 17503
PROBLEM MILK?
Don’t Dump Your Hard Work
Down The Drainl
Making Cheese With Your Milk
Preserves Its Value
4-Milking Penalty Warm Milk
No Milk Market
CALL THE CHEESEMAKER
We’ll Take Care of Everything
Toll Free 888/624-3373 or
717/933-4385
Lancaster Farming, Saturday, October 30, 1999-815
Club Scrapbook Contest result
ed was presented to the Latigo
4-H Horse Club. Honorable men
tion was awarded to the Hoof &
Horns 4-H Club.
Outstanding achievement in
the Fashion Revue contest was
presented to junior members
Rachael Bomberger, Daniel
Krall, Rachel Siegel, Brook
Umberger, Laura Umberger, and
Karissa Yoders. Senior fashion
revue winners included Renee
Bomberger, Valerie Bomgardner,
Rachel Krall, Anna Light,
Rebecca Light, Tanisha Seibert,
and Lindsay Shirk.
Winners of the county club
officers contest included: presi
dent, first place, Emily
Whitmoyer, North Mountain
4-H Club; second place, Ann
Leed, sheep club; secretary, first
place, Ann Leed, Beef Club; sec
ond place, Jennifer Wagner,
Avon-East Club, third place;
Aubrey Demchak, Spur & Bit 4-
H Club; treasurer, first place,
Tanisha Seibert, Kelly Helpers;
and second place, Katie Derr,
Avon-East Club.
Shara
Credit Trap
immediately and continue until
your bill is paid in full.
4. Minimum Payments -
Making minimum payments
means you pay more for every
thing you charge. The interest
payment becomes part of the
“price” of what you buy. If you
have an 18.5 percent interest
rate credit card, it will take
about 11 years to pay off ,
$2,000 debt if you pay only the
minimum due each month.
During this time, you will pay
interest charges of $1,934,
almost doubling the cost of the
purchase.
5. Skip-A-Month Offers -
This trap is often used by credit
card issuers shortly before or
after the holiday season. What
may borrowers fail to appreciate
is that the cost of purchases
increases dramatically as inter
est charges accrue.
6. Rent-to-Own - Rent-to-
Own (R-T-O) agreements allow
consumers to rent items like fur
niture and appliances by the
week or month. After renting for
a stated time, the item is theirs.
The downside is that prices are
often two to four times the
amount it would cost to pur
chase an item outright.
Lancaster
. Farming
Check
Out
Our
Web
Site
www.lAncAsterfftniiing.com