BRATTLEBORO, Vt. Young dairy leaders from across die country arrived in Tampa, Florida, on Feb. 3, for the Holstein Foundation’s Young Dairy Lead ers Institute. Participants engaged in four all day training sessions focused on leadership and communications skills training. At the end of the Institute, ap proximately 300 young dairy lead ers, working with all breeds of These rates are available at any of our branch offices! WW' LUCKY 13 MONTH CD V • NO PENALTY FOR EARLY WITHDRAWAL!* WW HOME EQUITY LOANS ALL FEES WAIVED! V I 5 year Ift QQ'/i I w.swmo. J g mM mm APR (based on a $lO,OOO loan for 60 mos.) 10vear 1 AQ%' $ n8.65/mo. Jf Jy j APR (based on a $lO,OOO loan for 120 mos.) ic wonr T IV%* $ 235.19/mo. y J j j APR (based on a $25,000 loan for 180 mos ) lires automatic payment from an ENB deposit account. Some restrictions may apply Property insurance is n *Rate requ 31 East Main Street Ephrata, PA 717-733-4181 letown Office Hin 935 Railroad Avenue New Holland, PA 717-354-4951 Drive-ln/Walk-Up 42 East Main Street m m r Rt. 27 - 351 S. 7th St Ephrata, PA Ef fltTCltd WttOfUU ®(MUf Akron, PA 717-733-4181 A 717-859-4122 300 Attend Young Dairy Leaders Institute dairy cattle, and from throughout the country, will have participated in the Institute since 1994. Following their initial training sessions, participants will under take year-long “Geld work" and return to Florida in February 2000 for flnal training workshops. When asked what prompted Insti tute participant Karla Spencer from Houston, Missouri, to attend she replied, “I came to YDLI to learn how to help bridge the gap Limited time offering. Rate effective from February 16 - April 15, 1999 A CT /o Deposit m w ■ *After first seven days required by law Automatically renews at maturity (Reverts to 12 month CD at prevailing rate) Member FDIC LENDER ...in Honor Of The Opening Of Our Beautiful New Akron Branch. i/Wth between businesses and agricul ture in my community.” Maria Nye from Delta, Utah, expressed her views about the training program when she said, “What has really impressed me is that people are interested in what John and I think about various things rather than only focusing on what we know. I like that a lot and it is different from other seminars I have attended.” During the February 1999 train- Offer can be withdrawn at any time without prior notice ing, participants set personal goals, developed speaking skills, explored people types and per sonality styles, learned about bal ancing professional and personal demands, heard about ways to manage change and stress, learned about farm business succession and estate planning, participated in technology skills training for Internet applications to help in crease profitability of dairy opera tions, and were introduced to an. APY (Annual percentage yield on interest rate of 4.59%) Lancaster Farming, Saturday, February 20, 1999-A3l •equired 809 Martin Avenue Ephrata, PA 717-733-4631 Denver Office 1 Main Street Denver, PA 717-336-4928 Akron Office economics workshop on manag ing risk, change and opportunity for dairy business. Presenters included Emory Austin, noted national keynote speaker on leadership and com munication; Jim Henion, director of training and staff development. Cooperative Resources Interna tional; Don Rogers, senior farm business consultant with First Pioneer Farm Credit; Dr. Mark Varner, pro fessor of animal and avian sciences. Univer sity of Maryland; Alan Zolin, director, Dairy Procurement, Kraft Foods, Inc.; David Okerlund, consultant and keynote speaker, leadership/comm unica tions. Support for the 1999-2000 Institute comes from a major in dividual gift from Wil liam T. Graham, found er of World Dairy Cen ter, in Madison, Wisconsin and the fol lowing generous cor porations. ABS Global; Agway Foundation; Alfa Laval Agri, Inc.; Allflex USA, Inc; Alta Genetics USA, Inc.; American Jersey Cattle Associa tion; Blue Seal Feeds, Inc.; Church & Dwight Co., Inc.; Cooperative Resources Internation al; Dairy Farmers of America; Dairy Herd Management Maga zine; Hoard’s Dairy man; Holstein World; H.W. Naylor Company, Inc.; INVESCO Capital Management, Inc.; Key Foundation; Kraft Dairy Trust; Kraft Foods, Inc.; Land O’Lakes, Inc.; National All-Jersey; Niagara Mohawk Foundation; Northeast Farm Credit AgEnhancement Pro gram; P & C Teat Dip, Inc.; Protiva-A Unit of Monsanto Company; Purina Mills, Inc.; Scoular Company - Commodity Marketing Division; Scoular Foundation; Select Sires; Semex, USA; Sire Power, Inc.; World Dairy Expo; and Zinpro Corporation. The Holstein Foundation is a non profit organization dedicated to developing and sustaining leaders to meet the challenges of a changing agricul ture. For more informa tion about the Holstein Foundation, its pro grams, or Young Dairy Leaders Institute, please contact Donna Beal, Dir e c - tor of Development, at 8009 5 2 - 5200, /V