Getting started With Mutual Funds
(Continued from Pago Bit)
lent educational materials, in addi
tion to fund prospectuses and in
formation kits. While they can’t
give investment advice, a call to
their toll-free number puts you in
touch with a person qualified to
answer your questions or explain
the various features of the funds
they offer.
• Invest regularly it’s a good
habit to get into. There are many
advantages to maintaining a regu
lar investment program in mutual
funds. Keep in mind that the abili
ty to reach long-term goals de
pends upon a long-term plan. A
disciplined program of regular
monthly investments in mutual
funds provides an easy way to
grow your investment over time,
firing advantage of market cycles
and ensuring that your investment
program stays on track toward
your goals, month in and month
out
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By spreading your investments
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• Be patient and give your in
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the need to reach long-term goals,
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The one bit of advice that most
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BUILDINGIHI FUTURE
Dover FFA
The Dover Chapter of the FFA
held its Annual FFA Banquete on
Friday, April 17.
There were many awards given
out to the members. The State
Project Book Contest was won by
Mike Burrell, who received gold
for sheep production. Laurie Bish
received silver for swine produc
tion, and Andy Baumgardner re
ceived bronze for off-the-farm
work experience.
Two members received awards
from FFA Activities Week. Mike
Burrell received first in meats
judging and Tony Resh received
second in aquatics.
Officer pins were given out to
the 1998 chapter officers. The pre
sident is Doyle Hostetter, the vice
president is Tony Resh, the secre
tary is Erin Baumgardner, the trea
surer is Amy Stover, the reporter
is Lindsay Jones, the chaplain is
Man Shultz, the parliamentarian is
Allecia Miller, the assistant trea
surer is Tangie Scott, and the stu
dent adviser is Jason Deardorff.
Many senior members were
awarded the Keystone Degree,
including Andy Baumgardner,
Val Brosend, Angel Miller, Laurie
Bish, Mike Burrell, and Rachael
White. Several freshmen received
the Greenhand Degree including
Clayton Glatfelter, Tyler Grim,
Tiffany Gove, Rachael Hannon,
Audrey Hendricks, Lindsay Jones,
Mindy Tomey, Cassie Merritts,
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Lancaster Fanning, Saturday, May 23, 1998-819
Paula Moul, Ryan Myers, Matt
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The Chapter Fanner Degree
was handed out to Amy Stover,
Doyle Hostetter, Tangle Scott,
Tony Resh, Allecia Miller, Erin
Baumgardner, Chris Holmes, Jess
Meckley, Tim Fultz, and Val
Moul. Scholarship awards were
received by Andy Baumgardner,
Val Moul. Heather Ecker, Audrey
Hendricks, Lindsay Jones, Paula
Moul, Jim Strausbaugh, Rachael
White, Laurie Bish, Mike Burrell,
Tim Fultz, Doyle Hostetter, Jess
Meckley. Amy Stover, Mindy
Tomey, and Matt Shultz.
The honorary members for
1998 were Wanda Elicker and
Lester Baney in. Certificates were
given to all members in PALS.
Proficiency awards were given
to Doyle Hostetter for dairy pro
duction. Tangie Scott and Tony
Resh for extemporaneous public
speaking and the Chapter Star
Farmer, Val Brosend for small
animal care. Cassie Merritts for
Star Greenhand, Mike Burrell for
sheep production. Jason Deardorif
for fee grain production, Laurie
Bish for public speaking and
swine production, and Jim Straus
baugh for agricultural electrifica
tion.
Andy Baumgardner received a
proficiency award for agricultural
electrification and placement in
swine production. Heather Ecker
for horse proficiency, Jess Meck
ley for horse proficiency, Amy
Stover for horse proficiency, and
Erin Baumgardner for placement
in dairy production.