Effort 'Underway To Revitalize State Direct Marketing Group VERNON ACHENBACH JR. Lancaster Farming Staff LANCASTER (Lancaster Co.) A number of Pennsylva nia producer-retail marketers are in the process of revitalizing an idled, statewide direct-marketing association and are making an offer difficult to pass up join for a year at no cost, and then decide if it isn’t worth paying dues to continue as a member. That was one of the actions approved during an organizational meeting held at the Pennsylvania/ Mid-Atlantic Direct Marketing Conference and Trade Show, at the Willow Valley Resort and Confer ence Center, Feb. 17-20. During the meeting, a new bylaw was adopted and temporary leadership installed. The name is to remain the same the Pennsylvania Retail Farm Market Association Inc. (PRFMA), an incorportated, non profit association. The cote group, comprised mostly of those active in planning and supporting the annual multi state Mid-Atlantic Direct Market ing Conference, has been working since last year with John Berry, a multi-county Penn State Extension marketing agent in southeastern Pennsylvania, and with the support of the Pennsylvania Department of Agriculture. Bcny was named the acting executive secretary of PRFMA. There are two positions left open on the board of directors the group is looking for one per son from the western region, and one from the northern region of the state. Anyone interested in serving as a director should call Berry at (610) 391t5840. The board has scheduled another meeting for noon, March 23, in Room 309 of the Pennsylvania Department of Agriculture Building in Harrisburg. It’s no surprise that the associa tion is receiving a jump-start effort by those already heavily involved in the business. I'M ® not LION.. THE CUSSIfIEO LIVESTOCK SECTION HAS RASIIY SELECTIONS' David S. King Iron Worker Manufacturer of Church Bench folding hinge*. SCOTCHMAN BEWO CIRCULAR COLD SAW Check Us For Used Iron Workers Selling: 873 South Railroad Street, Myeretown, PA 17007 717-868-065* Direct marketing represents a segment of the agricultural busi ness community that has been growing in recent years, primarily by branching out and away from the typical roadside stand at the end of the farm lane. The marketing environment has changed for all agricultural products National, continental and global agricultural mass marketing com petition has pressured farm-gate prices below cost of production in many instances', forcing out those unwilling to adopt new high pro duction, low-return, management intensive techniques, assume addi tional debt, or get involved in contracts. There is little room in most of the traditional bulk-commodity production agricultural industry to successfully start-up an indepen dent operation that focuses on generating income through tradi tional, mainstream raw-product sales. Among all commodities, there are fewer, if any, opportunities to break into mass marketing today. But, the alternative to mass marketing niche, or direct marketing has allowed many to cam enough to pay expenses and generate a decent standard of living. Orchard operators who hold fes tivals, or extend some type of inti macy or special experience to cus tomers, along with offering high quality products, are among those finding success. Some arc working dirccdy with urban sprawl neighbors to grow produce for them fresh, same day picked vegetables and fruits. Those producing vegetables and fruits, or meat and dairy products, through organic farming practices have found some measures of suc cess as an alternative to main stream production. In fact, the organic industry is growing to the point that some companies have formed, as well as smaller cooperatives, to move bey ond direct retail to mass 123196-123197 123192-12/3197 123137 -123197 1231*2 -123197 -123197 When did an annual IRA contribution grow to $167,421? When it was invested in the Legg Muon Value Trust. If you had invested $2,000 at the April 16, 1982 inception of the Legg Mason Value Trust and continued to make a $2,000 contribution each year, including reinvestment of your income and capital gain distributions, your investment would have grown to $167,421 as of 12/31/97. Please call for a free legg Mason Equity prospectus containing more complete information including charges and expenses Please read it carefully before investing or sending monev )RKEB TONS These returns are based on historical results and are not intended to indi cate future performance. The investment return and principal value of an invest ment in the Fund will fluctuate so that an iniestor's shares, when redeemed, may he worth more or less than their original cost Calculations are not adjusted for income taxes payable on those amounts by taxable accounts FUNDS 'flu Art of Invtttmg Douglas P. Shank Financial Advisor (717) 397-9700 or (800) 873-0990 Pennsylvania representatives on the Mid-Atlantic Direct Marketing Conference Planning Committee review bylaw proposals and other materials prior to presenting them for consideration in the revitalization of the Pennsylvania Retail Farm Market Association Inc. (PRFMA). From the left is Warren Mathias with the state Department of Agriculture Bureau of Market Development; John Berry, PSU Extension multi county market agent and acting executive secretary of PRFMA; Robert Ferber, presi dent of PRFMA; David Hodge, treasurer; and William Lelik, an agricultural marketing specialist with the PDA Bureau of Market Development, serving as an informal advisor. marketing. Others produce quality product for direct sales to certain chefs and specialty restaurants, willing to pay a premium for top, dependable quality. Some vineyard owners have dis covered that, in addition to market ing their wines and grapes, the aes thetics of their farms can be used to set the stage for providing some Legg Mason Wood Walker, Inc. One Penn Square Lancaster, PA 17602 Member NYSE. Inc "Member SIPC www. leggmason. com I type of unique experience for customers. The variety of offerings is as dif ferent as die people who own and run the farm enterprises, and the customers they serve. For the individual with some farming experience and assets who can learn quickly to grow a variety of specialty crops well, the oppor tunity has been shown to exist to My calendar has he Ephrata National Bank has been providing loans and other banking services to farmers since 1881. Many of the philosophies that helped ENB enjoy more than a century of growth are as important today as they ever were Take the way we calculate interest on loans. The traditional way to calculate interest on a loan is to use the number of days in a year, which on my calendar is 365. Many, if not most, lenders use a 360-day year. What does that mean to you? Well, on a $lOO,OOO loan at 81/2% (the current prime rate), your interest bill at ENB would be $8,500. If you paid interest on the basis of a 360-day year, your loan would cost you $8,618, or an annual difference of $llB. If you prefer the traditional way we calculate interest, give me a call. We’ve got lots to talk about. For more acj lending information call 717-733-2911 'The *Epfvntta9^stional MEMBER FIMC cam a living through small-scale farming, especially in Pennsylva nia and the other Mid-Atlantic states. That’s what a growing number of farmer-entrepreneurs have discovered ways to be full service, small businessmen in agri culture and generate pcr-acrc pro fits to the point of successfully (Turn to Pago A3l) SMS fau fae* a fuxni o{ Sphafa iiHct tffil. Ifai fatfdutf at ttO S&itlHai* Stneet mu (fa St hA A fame {pom /m until 1925. 365 days 1? Wm Bob Zook, VP Ag Lending Serving farmers since 1881