HARRISBURG (Dauphin Co.) __ The Keystone International Livestock Exposition hosted the 1996 Pennsylvania Simmental Capital Futurity at the Farm Show Complex. The futurity began in 1989 “as a marketing tool for other Simment al breeders.” said Lee Snyder, Franklin, who with his wife Linda, organizes the event Participants nominated the calves before W |l_E HAfWiSSURO Pi fapttal Fut The grand champion heifer was shown by Slmme Valley. Mate the Dairylea advantage work for you. Unmatched markets for your milk. Through a senes of investments in dairy facilities and our strong, long-term milk marketing agreements, Dairylea has created the most diverse and flexible milk marketing network m the Northeast. Unmatched services for your profitability. More than just a market for your milk, Dairylea provides a wide range of programs and services that can have real economic value for your operation The average farmer can save 15 to 40 cents per hundredweight with the Dairylea advantage of services, such as • Farm Management Resource Program . F]exible Benefit Programs • Member Loan Program . Member p ension P]an • Fixed Price Forward Contracts . M]lk Check Direct Deposit • Member Bulk Buying Program . State-of-the-art Milk Testing and • Workers’ Compensation Insurance Reporting vr -* *v r Simmental Futurity Contest At KILE February IS. Registration pay ments comprised the $lOOO cham pionship jackpots that more than 30 calves competed for at this year’s futurity. In addition to the higher prize money, the futurity also features “unfit” calves. Unlike other beef shows, futurity calves hate no spray adhesives or clip jobs to cover faults. “You really see the animal for For membership information, call 1-800-654-8838 today. Oairylea A market for your milk A partner for your farm what they are and what sets them apart from the rest,” Snyder said. Judges Nick Overpeck, IL, Keith Bryan, PA, and John Sticka, KY, selected “Simme Valley Fin esse,” exhibited by Simme Valley, Groton, NY. as grand champion heifer. “MF Miss Big Sky F 42,” owned by Messick Farms, Mid dletown, was reserve grand cham pion heifer. D.T. Virts, Purcellville, VA, ipilal futor/* The grand champion bull was shown dow Hill Farm. • Top-rated Health Insurance Coverages owned both the grand champion bull. “MHF Jet Black Bull 3019 F,” and the reserve grand champion bull, “Rambler MHF Bull 2028F1n the senior bull competition, “1 HWF Ebo,” own ed by H. Robert McQuiston, Stoneboro, was grand champion. The judges picked “MF Miss Gunsmoke E 48,” exhibited by Messick Farms, as the grand champion senior heifer. Hudson by Mea- by Messlck Farms. TERM 3 MONTH 6 MONTH 1 YEAR 3 YEAR 5 YEAR Before you buy CDs anywhere else, make one quick phone call to a Merrill Lynch Financial Consultant, who can help you determine which CDs are right for your financial plan. Call us at the local office listed below. You’ll discover that not all CDs are alike, The difference is planning. The difference is Merrill Lynch. Joseph E. Lundy, Sr. Vice President and Senior Financial Consultant 717-295-5635 or 1-800-372-7918 Merrill Lynch The interest rates and the Annual Percentage Yield (APY) are as of 10/8/96 and are subject to availability and change. A minimum deposit of $l,OOO is required. In most cases, early withdrawal may not be permitted, however, CDs can be liquidated in the secondary market subject to market conditions APY may reflect a current market discount. The distribution of interest is required; therefore, interest paid will no longer be part of the CD. CDs may be issued by out-of-state institutions. • MateiSIPC Pines Farm, Tarrytown, NY, cap tured reserve grand champion heifer honors with “HPF Miss 438 E 114.” Messick Farms, with grand champion senior heifer and re serve champion heifer, had a great day at the futurity. ‘This year there was exceptional quality in the animals and a lot of new faces,” said Sally Messick. And the secret to Messick Farms suc- Capital thurify £ INTEREST RATE 4.90% 5.15% 5.35% 5.85% 6.10% Merrill Lynch 110 North Duke Street P.O. Box 83645 Lancaster, PA 17608-3645 A tradition of trust. (Turn to Page A 34) ANNUAL PERCENTAGE YIELD (APY) 4.99% 5.22% 5.35% 5.8-5% 6.10%