Organizing Estate Information
In the last few weeks. I’ve been
reminded of how temporary and
fleeting life can be. So I’m en
couraging families this week to
tike some time to update their
files, organize information, and
hold that annual “family confer
ence” with their adult children.
There are so many things that
individuals can do to make dea
ling with a death and settling an
estate easier. But these things take
energy and time. Guaranteed the
suggestions in this article are
familiar ones probably ones
that some of you have procrasti
nated on for quite some time.
To make the task of organizing
personal and financial information
more manageable, break the tasks
down into smaller assignments. If
you and a parent, or you and a
child, need to review information
together, make a plan to spend one
hour each time they visit to ad
dress this task. Or pick one cate
gory and organize the information
in this area first. For instance, tax
records are important to a person’s
on-going finances and to settling
an estate. Do you have past year’s
tax returns in one place? Have you
filed each year? Do you have per
uncLdimED freight co. and LiQuiDdTion sales
BLANKET CHEITI
22" H x 35" W x 15" D
Ng Hog $39999
CLAIM YOUR BARGAIN~Ik
With Basull Or Stria bedding purchase only. V,
Wc AkMlMtljr Hav« Dm Bed Mm Oa BmMlh
BASSETT MATTUSS 4T SOX IfRINO
TMiiitopoftfitintiwMiMtnOontofVwbtKdMliMwiMrmidil Thu* m al owtmm.
eano»MtanaantcloM4ul(abrlcs
cMßd^«*hiMiMg>nfrQfonth‘
R«g ftot
Single $58995
Double $72995
BfjWnTT Queen $859.95
■■■■ King $109996
HUTA MATTUM U BOX SPAINO
aWaHwiTlaNwllNCovara
SINGLE fteg RM $60096 OUR CASH PRICE $149.96
DOUBLE Reg R«t $749(5 OUR CASH PRICE SIMM
QUEEN Reg Rel $86995 . .. OUR CASH PRICE $949.99
KING Reg R«L $1129,96 OUR CASH PRICE «WJ»
TABLE
LAMPS
Only 500 to sell
at AI9.M each!
Stytee vary from thown, wood,
metal amVcr ghee, 28" to 32" height
Reg retell from >79 004109 00
tinent information about deduct
dons and income for this year filed
together? Completing each of
these assignments -contributes to
getting a person’s tax information
organized.
Another important file to have
available (and to keep updated) in
case of an emergency is one with
insurance policies. Do you have a
concise record of the health and
life insurance policies that you
own? Be sure to include the small
er ones that might come with
group membership to community,
veteran, or professional organiza
tions. Record the name, amount of
coverage, beneficiaries, and infor
mation about accessing this insur
ance.
Take time to visit your attorney
to review your will. Often families
experience changes, and wills are
more difficult to execute because
they list a decetsed person as a
beneficiary or they stipulate
guardians or executors that are no
longer appropriate. They may be
filed in a state where you no long
er live or refer to property you no
longer hold. A review every three
years is advised; an annual review
is even better. And don’t forget to
consult with the individual that
•WIYIL KOCKIK
WITH OTTOMAN
AvMMrilrtKbiuo gmkitmm.
Hog Rot $44916 ». w
OUR CASH PRICE r7LL^
*89.04 JS&
IST QUALITY! ' Rljj
TNiordorwao W .
concilod by
■ big chain .-AV
SSZ
OUNCMHntICE
$259.36
$309.95
$39996
$619.96
S PC. TRADITIONAL
BEDROOM _
°SmmrSm i ' 9 SjL
Rea R.lt6W>e UL r J^
OUR CASH PRICE
Liquidation
CEDAR
HOPE CHEST
in Rod Chorry or Goldon Oak Fmiih
BBS
*33995
OUR CASH * « a a m
PRICE *H^oo4
HALL TREE
SPECIAL
1111.18
1141. H
SIMM
I29MS
f Clip Thu Valuabk Coupon!
[ 4 DRAWER CHEST |
• Pin* FinMi I
! snd Sms !
I H-.A.i-r, I
I RSO.RM H j -all I
I 14006 C- * |
j OUR CASH PUCE j
COUPON -*39«04 J
you have identified as your execu
tor. If a bank official will act on
your behalf, take the time to let
your children know this. Make
sure that at least one person knows
where you keep your safe deposit
box key and at what bank you rent
a box.
As a gift to the executor of your
estate, consider tackling a few
other organizational tasks:
• Order multiple copies of your
birth certificate and have several
copies of your marriage license on
file.
• Review the contents of your
safe deposit box. Are all your ve
hicle titles there? If you own a
cemetery plot is the deed en
closed? What about a divorce de
cree? These documents are all im
portant when settling a person’s
estate.
• Provide your children with an
information card listing the name,
address, and phone number of the
attorney that is familiar with your
will.
• Consider pre-arranging your
funeral. Don’t forget to keep your
family/adviser informed about
this. It doesn’t do a lot of good to
make these plan!: if people don’t
know about it and know what fun
eral business to contact. Also
make notations that can be used to
write an obituary report.
By establishing a “power of at
torney,” you can gradually fami
liarize another person regarding
your finances and filing system.
While you’re in the cleaning
and organizing mood, don’t stop
at the file cabinet Open up the
closets, too! My grandmother de
veloped a great system where she
labels bags of “saved treasures” as
“TAWIG” which means "Throw
Away When I’m Gone.” This is
S Pc. SOLID WOOD
DINING DOOM CLOSE OUT
46"X64" Natural Solid Wood Top
with Green Wood Base and 4
matching Green Side Chairs with
Natural Wood Seats. (Style of Chair
Shown is No longer Available.)
Reg. Ret. $1239.95
Cleee Oat Mm 0440*05
(CWTUirMRTCCIN
Cherry finish
5 gloss iholvos
two doors
kghfad intonor
mirrored bock
Volume Buy II
Reg Ret $559 95
OUR SPECIAL
PRICK
•159*00
' r
Reg Ret Buy the Sofa For
$182995 •3*9
!£SSSILiSISmSSI^£S^^S^SI£ISSL
f Clip This Valuable Coupon'-•) J
I FULL SIZE | N
I RECUNKB I D
| 3 Powborwl Jil&i, | A
j Reg Ret ,ssr*lKs I *
I *399 95 lAS
| OUR CASH PRICE A-—— | fg
J #
her assurance that the things in
side are meaningless to others. Of
course, some bags don’t get that
label because items inside have
value beyond her time.
What can you do? Start with the
bulging stack of old appliance
owner’s manuals and warranties.
If you discarded the vacuum
cleaner years ago, you don’t need
the paperwork. Same goes for the
refrigerator warranty from a de
funct model. Do yourself a favor.
Farm Women of Berks County
Group 3 read through the annual
reading of die Farm Women by
laws, then played By-law Bingo,
which is played by answering
questions from the by-law book.
v' eLP Y
GLIDER ROCKER
Our
Available in
Bluo or Beige
Reg Ret
$549 95
*129.88
> AKCLAMP
Hedinßrau Frah
AdlmWie Lemp fteedi
Rag Ret $39995
OUR CASH PRICE
*99»9S
Uncitlar Farming, Saturday, February 24, 1996-B7
Berks Society 3
rUU w QUEEN HEADBOARD
Reg Ret $209 95
Oar Ca«k Mm (S9<9S
r - • Clip This Valuable Coupon ■-if“ “ Ckp This Valuable Coupon l -
| SOFA TABLE ' |J - _J^ CLINEM I
. Mirror Top w/Brass rim .JK9B Reg Rat $38995 I
Reg Ret !!bSHB OUR CASH PRICE •
I $329 95 $129.»5
I Now Only a WITH ,
L— ■ While Supplies last- ■— - —-I
I" —Clip This Valuable f - Clip -
1 S,^° NAlS “ra 1 ! ROCKER recliner I
I 95 11 tr" \ cainappef i
I FHtmuilavmMloithMtbylidinctnara II OUR CASH PRICE |
■ andcanterooniotep*u»«ofa*wihtote-a-bad a I t2Nt5 a
I OUR CASH PRICE flrtTH COUPON V VVITH COUPON
• 51M195 •••«.•• *17f.00 !
,** ~ , r UisValuabTe Coupdnl —-I
r TRADITIONAL J
■ TABLESET I
| Queen Anne legs and |
■ 3 PIECE bran hardware J
• Oekorcheny I
I Tour Choice |
a Jfr3rr- r Reg Rer ■
! ialWH 1 SSJB9O •
I OUR CASH PRICE |
| , (IKK a
Hk Pina Finish
nmnAnuMT
53S 1 emu
832"«17"«6r'H
bg 111 $399 95
Oil SKOAL MICE
*22995
ctoawiFua
>119.98
DELCO MATTRESS AND FOUNDATION
. Reg Ret (649 95 Sal* Price 4 189 08
Reg Ret $599 95 Sale Price *129 88
Reg Ret $319 95 Sale Price *99 68
Queen
Double
Wi M a tour aM chair not afNiaUd wNh any otttf storM
9kX«»ln LANCASTER YORK CARLISLE PA SMYRNA. DE
LANCASTER STORE HOURS Min • Frt 94 Sat 14 Sun Noor-6
■ll?1 NoRaMNI FINANCING AVALAA.E
SLb! Sftssr I teateteaflp' 1
30)9 Hempland Road • Lancaster • 7)7-397-6241
and give away or recycle some of
those old clothes, coats, and
scarves now.
Each time you and your chil
dren work together to organize
your records and belongings, you
give them a gift that will ease their
pressure when they are faced with
the sorrow-filled task of settling
your estate.
Take the time to do at least one
task this month.
Each member shared a show and
tell item, which ranged from a
Christmas stocking for to a hand
made sweater and sweatshirt
The next meeting will be held
Feb. 27 at the home of Sonya Moy
er, Boyertown.