A26-Lancaster Farming, Saturday, February 25, 1995
LOU ANN GOOD
Lancaster Fanning Staff
LANCASTER (Lancaster Co.)
—About 375 persons attended the
Core Stales Hamilton Bank Agri-
Education Seminar to learn how to
take their business and personal
lives to higher ground.
The day-long seminar held
Thursday at the Farm and Home
Center offered perspectives on
economics, working with people,
political influences, future trends,
and balancing work and family
life.
It was the 14th year that Cores
tates has offered the educational
seminar to its customers.
“It’s our commitment to taking
agricultural seriously,” said
Joseph Del Tito, executive vice
president of the bank.
Professor David Kohl led off the
day with a session on “Agriculture
2000 and Beyond: How Do We
Get To Higher Ground?”
Kohl focused on strategic plan
ning by predicting megatrends in
agriculture.
‘To be successful, you must
intergrate family, business, and
personal life,” said Kohl. Tf you
work more than 3,000 hours on the
farm or spend more than 500 hours
off the farm in a year, your family
life will suffer.”
While encouraging farmers to
be innovative in marketing their
products while keeping abreast of
changing trends. Kohl also warned
of the need to keep overhead low.
Don’t even bring your son into
the farm business if you can’t gen
erate at least another $150,000 in
net income, he said.
“And, don’t hire people you
can’t fire—like your son-in-law,”
he said.
These two reasons have been the
downfall of many successful farm
ing operations, according to Kohl.
Kohl said farmers should make
it a priority to obtain disability
insurance because a farmer over 40
years of age has a one ui five
chance of being disabled from a
few days to many months each
year.
Dr. H. Louis Moore, professor
of agriculture economics at Penn
State, reviewed both positive and
negative signs in the national eco
nomy. He believes that ag eco
nomy in general will be about the
same, perhaps a bit more favor
able, than last year.
Because agriculture will
.™ A .l^ Ut . 3 ? s J®^ pl . e , atte ? ded CoreStat ®» Hamilton Agri-Education Seminar to
learn how to take their farming businesses and their per
sonal lives to higher ground.
Agri-Education Seminar Teaches
How To Take Farm To Higher Ground
become a smaller part of the total
economy, he said that farmers will
need to keep up to date on markets,
cut more deals in purchasing and
marketing, become more special
ized, seek more off-farm income,
and have more pressure to become
even more efficient.
While the 1995 Farm Bill will
be lean with no parity, he forsees
that lower prices for commodities
will be offset by lower feed prices.
In an effort to include the youn
ger generation entering agricultur
al fields, the bank invited local
FFA students and had Marci Ham
ish, FFA state vice president and
former alternate state dairy prin
cess, tell how youth are being pre
pared for work in agriculture. She
told about the many ways that FFA
prepares its 428,000 members for
success in leadership and agricul
ture careers.
Carl Clayton, marketing consul
tant, focused on the four personal
behavioral styles and how people
relate to each other. After review
ing the characteristics of each
behavioral style, he gave guide
lines to improve flexibility and
how to better understand and coop
erate with family members and co
workers.
“It’s attitude not aptitude that
dermines your altitude.” Clayton
said of the need for effective rela
tionships to reach higher levels in
business and personal life.
Since politics in Washington
affects farming operations, John
Blanchfield, associate-director of
American Bankers Association,
told how ag policy is affected by
the political events in Washington
during the last 12 months.
Because every body in
Washington wants to cut taxes.
Blanchfield said the Farm Bill will
be lean and light. He predicts since
U.S. Sen. Bob Dole and two other
of the most powerful men in the
Farm Bill debate are from the
wheat belt, that wheat farmers will
receive more favorable policy than
other types of farmers.
Blanchfleld said farmers should
do the following to help their busi
ness and their family life reach
higher ground:
• Spend $5O to buy crop insur
ance by March 15.
• If debt is on a short-term note
look into a fixed rate before the
first half of this year.
• Prepare estate, retirement, and
business succession plans.
* v'
This team taught at the 14th Core States Hamilton Agri-Education Seminar on
Thursday. Seated from left are Dr. H. Louise Moore, Penn State economist, and Marci
Harnish, Pa. FFA vice president. Standing from left, Wayne Humphreys, farmer from
Iowa; Joseph Del Tito, bank executive vice president; Dr. David Kohl, Virginia Tech
professor; Darvin Boyd, bank ag finance director; Carl Clayton, marketing consultant;
Donald Cooper, bank president; and John Blanchfleld, associate director of the
American Bankers Association.
'tocrease your understanding of .ifyoubelongtoafarmorgani- the best,
hedging future options. zation, pay your dues not If you Each seminar participant
• Prepare your own financial to Qne _ join onc received a workbook, “Blueprint
statements. . plan a gelaway wec kend. Fsu ™ Financial Success.” to
. Stay current on the Farm Bill , A to see one movie help farmers understand the bank
debate and capital gains tax. . . video. crs ’ financial viewpoint and how
lunc^Kolowa farmer Wayne Humphreys fgriculh, ra l producers should col
lunch for no particular reason . audience with a ,cct and their own finan
thmgs look more favorable on a * . rial data
full stomach. humorous talk on how to become cuu
Imperlal-C Mascot Card-ET
State Holstein Convention Sale Has $8,600 Top
JOYCE BUPP
York Co. Correspondent
West Middlesex (Mercer
Co.) A two-year-old Mascot
daughter sold for $8,600 to top the
Pennsylvania Holstein Convention
sale held Thursday evening in the
ballroom of the Radisson Inn.
Imperial-C Mascot Card-ET
went under the gavel to buyer Dave
Yutzy, Timberville, VA. Condind
ing bidder was Lyle Haven Farms,
Montpelier, VT. The tall fancy
heifer sired by Singing-Brood N-B
Mascot-ET was consigned by Tom
Wilson, Imperial C Breeders.
Saegeitown.
Card’s dam is a VO Black Star.
Her 2nd and 3rd dams were both
Ex GM and her 4th dam was
3E-92. Fresh in September for the
first time, she scored VG-Bg. She
carries a PTPI of plus 1181 and has
already been flushed.
Second high in the sale at $7,100
was Keystone Dale Colleen, an
Ex-90 4-year old consigned by the
Donald Seipt families. Keystone
Farm, Easton. The bidding for Col
leen became spirited between state
Holstein president Laszlo Moses
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Keystone bale Colleen
and former state president Arthur
Baxter. When the gavel cracked
down the winner was Baxter and
Steve Dillon, Stoneboro.
Colleen completed her 3-year
lactation with over 24,000 pounds
of milk and is projected to over
25,300 lbs. as a 4-year-old. Her
dam is a 2E-90 Starwars daughter
and her 3E-93 Valiant granddam
are both GM. Her 3rd dam is
Ex-91.
The third high in the sale of deep
pedigrees and stylish offerings was
a yearling heifer consigned by
lunge Farms, New Tripoli. Junge
Adan Cassidy sold for $4,500 to
the OK Syndicate, Teutopolin, IL.
She carries a PTPI of plus 1,321
and has a lineage of five genera
tions of VG and EX dams.
A total of 65 head sold through
the popular annual convention sale
and averaged an unofficial average
of $2,288.