TAKING
TIME.
by Rebecca Escotf
Extension Home Economist
When Your Family
Income Drops
The past month of snow has
meant a real boost in family
income for construction and land
scape contractors and farmers who
own plowing equipment. The
drifts brought urgent phone calls
A MACHINE
FOR ALL
SEASONS
No matter what the task or season,
Kubota’s mid-sized tractors have the
versatility and implements to handle
the job.
Like our B-50 Series tractors that,
come with liquid-cooled diesel
engines, 2 or 4-wheel drive, quick
attach implements and a powerful
13-20 PTO HP. Optional Bi-Speed
Turn allows for amazing precise „.
turns in 4-wheel drive for lawn care
in the spring and snow removal in -
the winter. HST transmission and
power steering are available, too.
Our Kubota L-Series tractors pro
vide the extra horsepower you need,
boosting 20 - 49 PTO HP. Built with
liquid-cooled Kubota diesel engines, .
these mid-sized tractors come in 2 or
4-wheel drive. These models come
with lots of choices which include the
new Ever-Clutch - a first-of-a-kind
wet clutch that doubles clutch life and
even comes with its own warranty and
the Kubota exclusive Glide Shift Trans
mission, enabling you to "glide"
through 8 forward and 8 reverse gears
without clutching
When you need a tractor that can
handle any job in any season, look at
a Kubota.
PENNSYLVANIA
Avondale MESSICK FARM MIFFLINBURG
THOMAS POWER EQUIP. INC. FARM
EQUIP., INC. 717-367-1319 SUPPLY, INC.
215-268-2161 717-966-3114
Bloomsburo
TRACTOR
PARTS CO.
717-784-0250
ChimbOTbum
STOUFFER
BROS., INC.
717-263-8424
Cochranvite
STOLTZFUS
FARM
SERVICE, INC.
21S-593-2407
which put some extra dollars in
their pockets. But for many others,
the snowfall has brought a sharp
reduction in wages one that
could really set a family back as
they try to stay current with mort
gage and holiday credit payments.
Adults who work at hourly pos-
See Your Local Kubota Dealer
Elizabethtown
Jersey Shore
THOMAS
L. DUNLAP
717-398-1391
Honesdale
marshall
MACHINERY, INC.
717-729-7117
Lebanon 5 Laneatl
KELLER BROS.
TRACTOR CO.
717-949-2000
717-569-2500
itions, people who had to take
time off because children were
•home from school, shop owners
who lost needed revenue when
customers stayed home or doors
were closed, all are now scram
bling to deal with the gap between
bills and wages. If you are in this
position, take some time this
weekend to work out a plan to
compensate for the shortfall.
Food expenses and recreation
or social expenses are the two
most flexible parts of a family’s
monthly budget As a family, sit
down and discuss ways that you
might temporarily decrease your
normal expenses in these areas to
help bridge the gap in your
finances. Ask members to pack
lunches instead of eating out.
Carefully plan menus that include
Kubota Tractor Corporation markets a full line of tractors through
a nationwide network of over 1,000 dealers.
Kubota
■Milflinbum
New Beriinville
ERB & HENRY YORK TRACTOR,
EQUIPMENT, INC. 71 J£i094
215-367-2169 717-764 1034
Reading
NICARRY
EQUIPMENT, INC.
215-926-2441
Stroudsburg
SEBRING’S
POWER HOUSE
717-421-8980
West Chester
WENNER FORD
TRACTOR, INC.
215-399-9615
MARYLAND
Hagerstown
ARNETT’S
GARAGE
301-733-0515
lots of pasta or rice to stretch main
dishes. Eat homemade hot cereals.
These tend to be more economical
than the instant, prepackaged
cereals or the commercial cold
cereals. Eliminate prepared snack
foods for several weeks. When
you get the munchies, pop your
own popcorn. Make a game of
searching your pantry and cellar
storage areas to find canned vege
tables and fruits that could be used
for casseroles and soups. See if
you can create a menu for this
week from supplies on hand
instead of making a trip to the
grocery store.
Instead of spending a lot of
money on gifts, candy, and flow-
lEW JERSEY
Remington
& Clinton
PONIATOWSKI
BROS. EQUIP.
CO. INC.
908-735-2149
Haines port
MATERIAL
HANDLING
SYSTEMS
609-267-6100
DELAWARE
Newark
NEWARK
KUBOTA, INC.
1-800-955-3031
ers for each other for Valentine’s
Day, make homemade, free gifts.
Again, search through closets and
drawers for arts and crafts sup
plies. Warm up your creativity to
do some writing. Scan old maga
zines or books for illustrations and
appropriate quotations.
This month instead of spending
money to “go out” for entertain
ment, think of free options. Visit
at a friend’s house. Play board
games or card games. Check out a
free video from the public library.
Get outside for some exercise and
fresh air. Volunteer at a local com
munity center. Organize a volley
aall or basketball game at a local
school, church or community hall.
These are all less expensive
aptions than the typical weekend
aut. What can your family think
af?
These are just two areas of the
audget that you may be able to
jim. The best way to get a grasp
an family expenses is to keep
jack of the money spent on a dai
ly basis. Jot down the items and
aosts in a pocket notebook.
Review the list every few days.
Are there costs that could be
■educed? Phone bills? Excessive
aosts for gasoline? Habits that
aould be kicked?
You, as a family, have the
opportunity to make some impor
tant choices about how you spend
aard-earned dollars. Consider
some of these choices as tempor
ary compromises. You may find
out that you had fun volunteering
on a Saturday at the community
center or that you don’t mind eat
ing air-popped popcorn. After you
get this month’s bills paid, think
about how this new-found money
eould be redirected toward
another goal your family would
really enjoy. Making the choices
lakes time, but the results are
worth it.
MATTRESSES
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CALL FOR DETAILS
SAMUEL S. PETERSHEIM
117 Christiana Pike, Christiana, PA 17509
Answering Service 215-593-2242
Diversified
Farm Tour
Explore non-tradidonal farming
markets in NY’s Mid-Hudson
Valley for 4 fun-filled days in May.
Horticultural and agricultural
surprises abound, also special
dining, scenic and historic places.
Of special interest to Farm
Families, and Ag Agents.
For Tour Information Contact
Col-Berk Rural Tours
RR 2, Box 2036, Chatham, NY