g Letter Builds On Farm
A
READING (Berks Cp.) Be
fore a farm family builds a new
hog house, dairy bam or egg-lay
ing facility, the first question they
have to ask themselves is, “Will
this new building pay for itself?”
And sometimes, even before
they ask themselves that question,
they have to ask, “Do we really
want to raise hogs or chickens or
produce more milk?”
The June issue of Meridian
Bank’s Ag Letter can’t answer the
second question, but it gives its
readers guidance on the first Er
nest Klinger, a dairyman and hog
producer from Klingerstown in
Schuylkill County, explained the
decision-making process he went
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through before erecting a building
to hold 2,000 market hogs.
The new building is part of a
long-range business plan to boost
farm earnings with a guaranteed
source of income. Klinger owns
the building, but a feed company
owns the hogs and pays Klinger to
raise them to market weight.
With the assurance of enough
income to pay for the building and
with something left over to pay for
family labor, Klinger contacted
Blaine Fessler, his Meridian ag
lender, about financing, then talk
ed to a humber of builders.
Even though he felt he had the
knowledge to handle construction
details, Klinger hired a general
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contractor because his own busy
schedule didn’t leave enough
hours to handle the complicated
job of overseeing a major project.
The new hog house has been in
operation less than a year, and is
working out well. Klinger said.
In another Ag Letter article,
Dan McFarland talked about tech
niques farmers can use to narrow
their field of choices when they
begin a construction project Mc-
Farland is a Penn engi
neering extension specialist who
covers five counties from his of
fice in York. “Farmers need to
know where they are, where they
want to be, and how quickly they
want to get there,” McFarland told
Meridian ag lender Wayne Sfein
our.
McFarland and other extension
agents can provide brochures and
insight into general construction
issues, but one of the best ways for
a farmer to find out what’s best for
him is to tour other farms, McFar
land said.
Meridian Bank’s Ag Letter is
mailed three times a year to farm
ers and agribusinesses in Meri
dian’s service area. For a free
copy of the latest issue, write to
Meridian Bank. Ag Lending De
partment, SQOB3O, P.O. Box
1102, Reading. PA 19603-1102.
(800) 222-2150.
Authorized
Dealer For
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Lancaster Farming, Saturday, July 3, 1993-Cl3
(Continued from Page Cl 2)
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