YORK (York Co.) York
Farm Credit has expanded its line
of services by including equip
ment and fixtures leasing as an
alternative for customers seeking
equipment financing. “We are
excited about this new service,”
said Edward N. Heindel, Vice
President of York Farm Credit
“Our customers will be able to
realize a noticeable improvement
in cash flow by leasing new equip
ment acquisitions,” Heindel
added, “ami do it without disturb
ing existing loan agreements.”
Those who use equipment leas
ing find that it offers many bene-
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York Farm Credit Offers Equipment Leasing
fits. It helps the lessee improve
cash flow because a lease provides
100% financing. There is no down
payment Rental payments may be
made monthly or annually, which
ever best fits cash flow patterns.
Rates are fixed for the entire lease
term, so there is no need to deal
with fluctuating interest rates. In
addition, lessees may be able to
use their full lease payment as a
tax deduction.
The leasing program offered by
York Farm Credit allows eligible
borrowers of the Farm Credit Sys
tem to work with local dealers in
the selection of their equipment
When price and delivery dates are
I'M
NOT
L10N...
negotiated, the equipment user
contacts the Association for lease
pricing. The standard leases
offered through this program are
60 months in duration. During that
time only 90% of the original cost
of the equipment is amortized,
keeping payments low. At the end
of the lease term, the lease may be
renewed for an additional term,
the equipment may be purchased
for the remaining 10%, or the
equipment returned with no furth
er obligation.
York Association’s leasing
program is supported by Farm
Credit Leasing Services Corpora
tion (FCL), a Minneapolis based
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entity of the Farm Credit System.
FCL’s nearly 20 years of experi
ence exclusively serving the leas
ing needs of agriculture has thrust
FCL into national leadership in
agricultural leasing.
In the past few years, FCL has
experienced increased business
activity with agricultural produc
ers, ranchers and aquatic harves
ters, according to Greg Davis,
FCL’s Eastern District Manager.
“The streamlined lease program
administered by York Farm Credit
generally meets the requirements
of the majority of Association cus
tomers; however, leases arc also
available for more complex pro-
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jects”, Davis added.
For shore information about this
new program contact Edward N,
Heindel, Vice President, York
Farm Credit at (717) 792-3652, or
your local Farm Credit office.
York Farm Credit, ACA pre
sently provides over $lOB million
in long term and short term loans
to 1,900 borrowers in Adams,
Cumberland, Franklin, Fulton,
Perry and York counties.
York Farm Credit, ACA is affil
iated with the Farm Credit Bank of
Baltimore, part of the nationwide
Farm Credit System, the nation’s
leading agricultural lending
institution.
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