D2O-Lancaster Fanning Saturday, February it, 1989
Indiana County Crops
(Continued from P«g* Dl9) for the USDA Federal Crop Insur
and “Com Update.” And another ance program.
Penn State agronomist, Elwood Kooker said while only 2 to 5
Hatley, gave his thoughts on percent of Pennsylvania farmers
“Cropping Strategies in Periods of currendy have some type of crop
Environmental Stress.” “Crop insurance, nationwide about half
Insurance - Should You Buy It?” of all crops are insured,
was the subject of a presentation In the plains states, for exam
by Mark Kooker, the Western pie, where farmers grow only one
Pennsylvania area claim specialist or two major crops, insurance is
Participating In the Indiana County Crops and Soils Day
were, From left, Clayton Wlnebark, regional director for the
Pennsylvania Department of Agriculture; Tom Mlkeseli,
regional manager for Hoffman Seeds and recipient of a cer
tificate of recognition for outstanding service to coopera
tive extension; and Larry Allison, vice president of Indiana
County Cooperative Extension Board.
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almost a necessity to protect
against financial ruin. In the East,
where farmers generally grow a
more diversified selection of
crops, insurance is not as com
mon. The exception in the East,
however, is the state of Delaware,
where about 20 percent of all
crops are insured. Federal crop
insurance has been available in
some parts of the country since
1938, Kooker said, and every
where in the nation since 1981.
In Pennsylvania this year, far
mers may insure apples, barley,
com, forage production, forage
seeding, grain sorghum, grapes,
oats, peaches, potatoes, soybeans,
sweet corn, tobacco, wheat and
tomatoes, either for canning or
processing or for fresh markets.
The insurance covers loses
caused by “acts of God,” such as
drought, floods, freezes or frosts,
hail, wind and uncontrollable dis
eases or insects. Farmers may
choose policies which guarantee
50 percent of an average yield, 65
percent or 75 percent, Kooker
said. And they may select from
three different price choices for a
total of nine options.
The premium cost is deter
mined by several variables,
including the percentage of an
average yield the farmer wants the
policy to guarantee and the
amount of the indemnity payment
he wants to receive for each
bushel or pound of loss.
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As an example, Kooker said for insurance,
a 65 percent guarantee on a field Business always increases fol
of com which normally produces lowing a growing season like the
100 bushels per acre, the pre- drought-plagued summer of ‘BB.
miums would range from $3.90 i„ Armstrong County alone, he
per acre to $6.76 per acre. said, 100 more farmers have taken
Ultimately crop insurance deals out policies since last summer,
with risk management, Kooker “it’s a disaster program,”
said, and a farmer needs to decide Kooker said. “It’s not designed to
how much of the total risk of make you money. It’s designed to
farming he wants to shift to keep you in business.”
To Be Held In March
UNIVERSITY PARK (Centre)
The Fourth Annual Pennsylva
nia Com Conference will be held
at the Penn Harris Inn in Camp
Hill on Wed., Mar. 1, from 9 a.m.
to 3:30 p.m. The conference is co
sponsored by the Pennsylvania
Master Com Growers Associa
tion, the Pennsylvania Corn
Industry and Penn State Coopera
tive Extension.
Conference highlights will
include speakers and exhibitors
from the com industry. Dave
Drennen of the National Com
Growers Association will present
the National Corn Growers
Update. Dr. S.R. Muench of the
Monsanto Company will discuss
biotechnology and com breeding
and Dr. William Ulrich of Purdue
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Corn Conference
University will speak about com
marketing.
The conference also will feature
breakout sessions on specific
corn-farming topics. These
include Dr. Dennis Calvin of Penn
Slate on com insect management,
Dr. Gary Smith of the University
of Maryland on corn planter
adjustment and Purdue’s Dr. Wil
liam Ulrich on com marketing
techniques. Breakout sessions also
include a panel of farmers on com
production.
Tickets for the conference
lunch will be on sale through
Mon., Feb. 20. They cost $6 and
can be purchased from county
Codperative Extension offices and
local seed, fertilizer and chemical
companies.