Lancaster farming. (Lancaster, Pa., etc.) 1955-current, October 15, 1988, Image 58

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    818-Lancaster Farming, Saturday, October 15, 1988
BY
MICHELLE S. RODGERS
Extension Home Economist
Don’t Lose It!
Our one-year-old has made an
important discovery in the last few
weeks. It began as an amusing
antic and has turned into a some
times embarassing situation. And
it all happened over one little activ
ity that her mother initiated as a
good hand eye coordination
opportunity.
Several weeks ago, Elise
learned the word m-o-n-e-y. Now
that isn’t too unusual as it closely
resembles the word mommie that
she has been saying for some time.
However, it is the accent on the
long “e” glint in her eye that indi
cates mischief. It all started when I
offered Elise a small box full of
coins. She was to try to drop them
into the slot in her piggy bank.
What started as an every-so
often event has turned into a daily
request Not only does she beg us
for “mon-ey” but now she goes up
to women’s purses and points to
them announcing her interest in the
money inside! And of course, this
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HOME
By Michelle S. Rodgers
Berks Extension
Home Economist
seems so cute that she is often
rewarded with a few pennies or
nickles. Thus the cycle, repeats
itself.
Preschoolers like playing with
coins without understanding their
importance. When we start giving
our young children money, they
will begin to pick up our attitude
toward money in the ways we con
sciously or unconsciously show
and tell them about it.
Children leant by doing, and
research shows that they leant
most about money management by
having money to spend and save.
The actual amount is not as impor
tant as having occasions to use it.
As parents we are the source of our
child’s earliest spending money,
and we are in the best position to
start teaching money management.
If we want our children to leant
money management, we must pro
vide some money for him or her to
manage just as we provide printed
material so that children can leant t
read.
One early concept to teach is
that you cannot buy everything
that is wanted. As you shop, share
with your children honestly about
why you don’t spend money for
certain things. Distinguish
between not having the money and
saving for something you believe
more important.
Money management for pre
schoolers might begin with a few
coins to spend on a shopping trip.
You will need to provide sugges
tions of ways they can spend it
such as on an ice cream cone or an
item at the check out. Most impor
tantly, if your child selects an item
that costs more than he has, indi
cate that is the case. Then offer
suggestions of what your child can
buy. It is important not to give in
Berks County Form-City Banquet
LEESPORT (Berks) The
fifth annual Berks County Farm-
City Banquet will be held on
November 10 at Stokesay Castle.
Starting at 6 p.m. a social hour
will be held with French-fried
mushrooms, milk punch and poul
try products available for tasting.
Contests of poultry tasting, Christ
mas tree, duck and turkey identifi
cation will be conducted. Prizes
will be given to the top two agri
culture and city winners in each
contest.
Dinner will be at 7 p.m. and will
include tossed salad with
mushrooms, duck and turkey,
baked stuffed potato, buttered veg
etables medley, ice cream and
milk, coffee or tea.
The program will feature the
farmer-business exchange through
slides. This year Sandy Graffius of
Graffius Burial Vault Co.
exchanged with Dr. Lenora Sam
mons, veterinarian; Ray Kohler,
Reading Eagle-Times exchanged
with Clint Barfell, Jurgielewicz
Duck Farm; and Mayor Warren
LANCASTER JORp TRACTOR i
SIGN OF QUALITY J||hM
Quality
Genuine
Replacement
Parts
Quality
Factory Trained
Mechanics.
Means Quality
Service For You.
LANCASTER FORD INVENTORY REDUCTION SALE
FORD NEW HOLLAND PROGRAMS
I- Equals 5 9k
■§pP big big sav™ oB FOR YOU
FINANCE AS LOW AS 0.0%
Financing for qualified buyers can be arranged through FMCC as low as 0.0% *'•
WAIVER FINANCING
Pay No Interest or Payments until June 1, 1989 for qualified buyers
OR U
CASH REBATES 7
Choose to pay Cash or arrange your own financing and save BIG BUCKS!
End Of Season Clearance On Used Tracton
11 to 16 HP Garden Tractors
Ford 641 w/Loader
Int. 2404 w/Loader
Int 2404 LCG
Ford 961 w/Loader
Ford 1310 4WD
Ford 9N
and add more money. This will
undermine the meaning of an
allowance ~ a fixed amount to
spend during a given time. Under
standing an allowance is difficult
for some adults, so be patient and
consistent as you apply this money
management skill. You also may*
suggest that a child can save this
amount and you will add to it the
next trip and they will be able to
make the larger purchase. This
provides the concept of saving.
In any event, leave the spending
choice to your child. Choosing
between items is an important con
cept to teach children that people
don’t have enough money to buy
Haggerty, City of Reading
exchanged with Thomas S.
DeLong, a Christmas tree farmer.
Also, an individual and a com
pany will receive the Berks County
Public Relations in Agriculture
awards.
Each person attending will
receive a special edition hand
painted duck or turkey. The cost is
Join a 4-H
WEST CHESTER (Chester)
4-H dairy cattle clubs or 4-H dairy
goat clubs are an exciting way for
young people between the ages of
8-19 to learn about animals and
how to responsibly care and feed
dairy animals.
Additionally, each club has var
ied activities throughout the year
that are both fun and educational.
Dairy cattle clubs are centered in
Oxfo r d/Cochranville area, the
Downingtown/West Chester area,
the Elverson/Morgantown area.
Terms of contract will vary APR Rate
OR
Extra Special Prpgr
Additional Savings On Backhoes
TUI Nov. 30th. 1988
LANCASTER FORD TRACTOR,
Your Lancaster County Reliables
1655 Rohrerstown Rd., Just Off Rt. 283, Lancaster, PA 17601
____(7l7) 569-7063___
'4B»
Ford 8N
Ford CL4S Skid Loader
1987 Mustang 552 Skid
Loader
Ford 555 TLB w/Cab
JD 410 TLB w/Cab
Ford 9600 w/Cab
everything they want and must
make choices.
Parents beware... your money
management skills are showing in
the convenience store, at the
restaurant, at home and at the bank.
I’ve become much more conscious
of my spending habits because
there is generally this little voice
around gleefully announcing the
appearance of money. Hopefully,
it’s just a passing phase. However,
so far, our little toddler is doing
better at putting money in the bank
than her parents. Maybe I should
try some hand-eye coordination
activities!
$l2 per person. A Pomona Grange
Farm-City quilt will be raffled off
during the banquet. For tickets and
reservations, contact Clyde Myers,
Berks County Cooperative Exten
sion, Berks County Agricultural
Center, P.O. Box 520, Leesport,
PA 19533. Phone; 215-378-1327.
Deadline for reservations: Novem
ber 1.
Dairy Club
the Spring City/Bucktown area,
and the West Grove/Avondale
area. Dairy Goat clubs are located
in the New London area, and the
Spring City area. Membership to
any club is open to any Chester
County young person. Clubs are
organizing now for the next sea
son, so now is a great time to join.
For more information on the
4-H dairy program, or any other
4-H program, please call the Ches
ter County Extension Office at
696-3500.
Quality
Ford New Holland
Equipment
• Lawn & Garden
• Farm
• Industrial
• Skid Loaders
• Mowing Equip.
• Landscaping Equip.
INC