hakrisburg
January 6-8, the State Grange
Master Charles Wismer has
scheduled six meetings in eastern
Pennsylvania to explain and an
swer questions concerning new
and existing Grange services that
can save you money in 1986.
Representatives will be present
at each meeting to discuss the
different services. Warren Harmsh
from the PA Grange Insurance
Agency will explain the various
DATE TIME
January 6 l;00p.m
January 6 7:30p.m,
January? l:00p.m,
January? 8:00 p.m.
January 8 11 00 a.m.
January 8
UCKALB-PFIZER
GENETICS
See me for your seed.
Your DEKALB-PFIZER GENETICS dealer has a full lineup of quality
products. But you’ll get more than good seed. You’ll get service all year
long. See him today.
TIIOO
• I'nsurpassed vields in its
maturin'
• Strong stalks and roots,
rapid drydown
• Excellent disease and stress
resistance, stays green
• Good drought tolerance,
does well under irrigated
or dryland conditions
• Excellent response to top
management
ALFALFA
)
DKI3S
• Excellent \ telds
• Verticillium wilt, anthracnose and
Bhytophthora root rot resistance
• Lush leaf) forage
• Bred for long rotations
'DEKALB" is a registered brand name Numbers designate varieties As a condition of sale please note
statement of limited warranty and remedy on DEKALB-PKIZER GENETICS orders tags and bags
Grange slates meetings
During
lines of insurance they offer, in
cluding the Medicare Supplement.
James Arndt of the Grange Ac
counting and Tax Service will
describe this new service. Ron
Shaffer will represent the Rohrer
Seed Program. Elsie Springer will
explain various savings plans, loan
programs, and the VISA card
program offered through the PA
Grange Credit Union. Milton
Hoffman of Muncy Chief Seeds will
7 30 p m,
COUNTY LOCATION
Lancaster Leaman Place Paradise Fire
Co. Paradise. PA (along Rt. 30)
Ontelaunee Grange Hall Leesport, IA
Green Gables Inn New Milford, PA
Union Grange Hall West Burlington.
PA
Berks
Susquehanna
Bradford
Clinton Fallon Hotel. 131 E. Water St
Lock Haven. LA
Lycoming Eagle Grange Hall Hi 15,8 miles
DEKALB-PFIZER
GENETICS
Who's recommending
top performing corn?
lam.
DEKALB-PFIZER
GENETICS
discuss the uaici twine, seed corn
and oats program for 1986.
The new Grange Prescription
Drug Program, which could save
you 2040% on prescription bills,
will be explained by Master
Wismer.
All Grange members are en
couraged to attend the meetings
nearest them. The meetings, which
are also open to the public, are
scheduled as follows;
S of Williamsport
t -
• New \en high \ieldingh\bnd
• Ven good seedling grow th
• Good root and stalk strength
• Fast drulown
good drought tolerance
• Ilk das relame maturm
SOYBEANS
CX3BO (
• Top yield performance
• Excellent slandahilits
• Resists shattering
• held RNsLuuf to Pin lophthora
root rot
• Lite (iroup 111 niatuntx
NEWARK, DE - Extra ex
penses over the holidays can
quickly add up. “Even if your
income is greater than ever, this
spending may put you dangerously
close to the debt borderline or even
across it,” says Roxane Whittaker,
University of Delaware extension
home economist.
Whittaker offers the following
list of warning signs that your
financial health needs doctoring.
• You think of credit, as cash, not
debt.
* You’re always behind in
payments and receive notices that
you’re delinquent.
• You’ve te&en out loans to pay
old bills, which extends payment
time and interest.
• You dip into savings and don’t
repay yourself
* As soon as you pay off large
loan balances, you run up similar
debts.
DEKALB-PFIZER
Games
DK656
! f#
Lancaster Farming, Saturday, December 28,1985-A27
How to work your
way out of debt,
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NAME
* You’re never out of debt to
local stores and consistently pay
only the minimum due.
* You delay payments for
essentials such as utilities and
health care to pay your credit card
bills, or yon take cash advances on
credit cards to pay regular
monthly bills.
* An ever increasing share of
your net income goes to pay your
debts.
• The monthly total due on in
stallments, credit cards and other
non-mortgage loans is consistently
greater than 20 percent of your
after-tax income.
“If these situations apply, you
may be headed for financial
trouble,” says Whittaker.
“Examine your budget and look
for ways to control spending.
Working your way out of the debt
trap won’t be easy, but it can be
done.”
Reducing debt requires com
mitment from each member of the
family involved in buying
decisions, the home economist
says. “Without everyone’s
cooperation, reducing debt is
nearly impossible. Agree upon
spending priorities for the up
coming months, try to cut ex
penses and if possible raise some
extra imcorne.”
Whittaker suggests operating on
a cash basis for current expenses
while paying off debts in regular
installments. “Don’t take on new
debts,” she advises. “Put aside
your credit cards or even cut them
up if you have to.”
Whittaker reminds families to
take stock of their progress. “A
conference on payday is a good
way to review what you’ve
achieved,” she says. “Your
rewards will be a feeling of more
security, less worry about
payments and a future in which
you control your money.”
Price Ea
Size & Width
$38.95
$41.95
$49.95
Total
NY Add
6% Tax
Grand
Total
Total