FAST
ROUND-THE-CLOCK
SERVICE
BY TRAINED, EXPERIENCED CREWS ON
FEED AND GRAIN HANDLING SYSTEMS
COMMERCIAL OR ON-THE-FARM
RD 1 Mountain Rd., Oillsburg, Pa. 17019
EVENOUR
LAST-MINUTE IRAS
GRCW LIKE MAGIC
' r l.ll r ,
. 1
NOW PSB HAS IRA FULFILLMENT LOANS IN TIME FOR ’ B4.
It’s not too late
Even if you don’t have $2,000 to spare
between now and April 15th, Penn Savings Bank
can help you to a nice, fat IRA deduction on
your 1984 income tax Just apply for a Penn
Savings Bank IRA Fulfillment Loan before
you file your return
Penn Savings Bank will lend you up to $2,000,
the maximum individual IRA contribution Appli
cants subject to normal credit policies
You can begin earning interest immediately
by allowing Penn Savings Bank to deposit the
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money for you in a high yielding IRA account
You'll qualify instantly for up to a $2,000
deduction right off the top of your 1984 taxable
income And your money will begin earning
high yields, compounded and tax deferred so it
grows like magic
You have 12 months to pay back the loan
and you can prepay without penalty-with a
refund check, perhaps And remember, the
interest on your loan is another deduction—this
time from your 1985 tax 1
The Penn Savings Bank IRA Fulfillment Loan
Member FSLIC Accounts insured up to SlOO 000
Federal regulation requires substantial penalty for early withdrawal
divisions of PennSavingsßanH
HARRISBURG - Total stocks of
potatoes stored in Pennsylvania on
March 1, 1965, were 1,560,000
hundredweight, 16 percent more
than a year ago, according to the
Pennsylvania Crop and Livestock
Reporting Service.
Of this amount, 715,000 cwt. was
stored in the processors’ facilities.
Is it time to cut fertilizer costs?
In this lean budget
crop year, com growers
need to look closely at
their soil fertility
programs to obtain
maximum benefit from
all the lune and fer
tilizer used.
“It is essential to
determine if reductions
can be made in lime and
fertilizer use, but
equally important to
ensure that maximum
economic yields are not
Potato stocks up 16 percent
jeopardized,” says
University of Delaware
soil scientist Leo Cot
noir. He offers these
suggestions for cutting
fertilizer costs.;
*Are fertilizers being
applied to marginal
land? Consider not
planting acres that don’t
produce adequate
yields. For example, the
. risk of growing com on
poor land without
irrigation is too great to
A V
J ‘
It makes a $2,000 tax deduction for this year
An interest deduction for next year And high
Penn Savings Bank yields, compounded and tax
deferred for your future And you can have it
with one stop at your favorite Penn Savings
Bank branch
CALL FOR FULL DETAILS, INCLUDING PENN
SAVINGS BANK'S HIGH CURRENT IRA YIELDS
But do it now Your loan must be approved
and your 1984 IRA opened before you file
(Tax filing deadline, April 15th)
Lancaster Fanning, Saturday, March 23,1985-AI9
This represents 46 percent of the
total stocks compared with 61
percent last year.
Stocks are defined as the
quantity remaining in storage for
all purposes and uses, including
seed, shrinkage and waste, and
other losses that occur after the
date of each report.
justify the cost of fer
tilizer and other plan
ting costs. Don’t plant
high-risk acreage.
•Examine the yield
history of each field.
Don’t base expectations
on the one year in 10
when yields were above
or below average. Be
guided by past yields
over a period of time.
•Gauge lime needs
carefully. Com yields
are not increased by
%
mill '
V'llW 1
raising pH over 5.5.
Look not only at the
present pH, but also at
pH trends over the past
three or four years as
well as past liming
history. Liming can be
delayed on fields with a
pH of 5.5 or over.
•Match nitrogen rates
to yield expectations.
Allow 1 pound of
nitrogen per bushel of
anticipated yield.
“Nitrogen will not
replace water,” Cotnoir
stresses. “Using more
than 1 pound per ex
pected bushel won’t
increase yields if there’s
not enough water. On
the other hand, most
well managed Delaware
fields contain enough
reserve nitrogen to
support a yield greater
than 1 bushel per added
pound in a year of above
average rainfall.”
•Time nitrogen fer
tilizer applications for
maximum efficiency.
This means putting on
no more than one-fourth
of the total nitrogen at
planting, and
sidedressing the
balance. Don’t apply
nitrogen before plan
ting. When calculating
nitrogen rates, give
adequate credit for the
nitrogen supplied by a
legume crop.
•Avoid unnecessary
phosphorus ap
plications. Over three
fourths of Delaware’s
fields have phosphorus
levels in the high and
very high range. Little if
any yield response
results from adding
phosphorus to these
soils, Cotnoir says.
Band any needed
phosphorus at plantmg,
as this is three to four
times more efficient
than broadcasting it.
*Use nucronutrients
only if there is evidence
of need. “It is unlikely
that you will see
responses from
micronutrient ap
plications where
deficiencies have not
been observed in the
past,” the soil specialist
says. “If micronutrients
are needed, foliar ap
plications are more
efficient than banded or
broadcast ones.
“Most soils in this
area have been well
limed and heavily
fertilized over the last
decade and have ex
cellent fertility levels.
This is the year to cash
in on these past in
vestments,” Cotnoir
says. “Delayed liming
and reduced fer
tilization may not be
ideal for long term
fertility management,
but they could be
essential strategies for
this year. Soil fertility
levels don’t fall rapidly
after a year or two of
reduced lime or fer
tilizer rates, and future
yields will not be