y - y -pec jye. Company Inc., says that dairy rations should be balanced throughout the dairy cow’s lactation. WHEN IT COMES TO MONEY PRUDENCE PAYS We could leap on every new idea that comes down the pike We could enter the race for “new” and “never before,” but we believe in prudence So first we analyze each new idea. Then we make sure that the new idea is not only what you want-but what will work For you. Take Certificates of Deposit. Highest interest on savings is great, but not everyone can afford to lock in money New Home Division: Main Office—Penn Aye and Park Road Wyomissing 215 376-6151 • Ephrala 717 733 9621 ■ Fruitville Pike .Lancaster 717 569 6491 First Federal Division; Main Olhce—East King St Lancaster 717-393 0601 ■ New Holland 717 354-4427 • Park City Center Lancaster 717 299 3745 Litilz 717 626 0251 • Millersville 717 872 4665 • Quarryville 717 786-1010 • Mt Joy 717 653 8121 East'Towne Mall Lancaster 717 393 0488 • East Petersburg 71 7 569-5793 Member FSLIC Accounts insured up to $lOO 000 'Federal regulations reouire an interest penalty for early withdrawal New Home First Federal divisions o f PennSavingsßanH FORT WAYNE, Ind. - Dairy farmers who want to cut teed costs by reducing protein need to examine feeding practices before making changes. “Remember, nutritional requirements tor lactating and dry dairy cows have changed,” says Dr. Rodney Dennis, dairy research specialist for Central Soya Com pany Inc., manufacturer of Master Mix feeds. ‘‘Feeding required nutrients at the proper stage of lactation and in the dry period is essential. ‘‘Overfeeding late lactating and dry cows and underfeeding early lactating cows are still common practices for many dairy far mers,” Dennis says. “This is not cost-effective.” Research has shown additional protein is needed by high producing cows in early lactation year upon year, so we have terms from six months to ten years? And not everyone can afford $2,500, so we have mmimums as low as $5OO. That works for you Take Money Market Deposit Accounts. A great new way to earn higher interest, but our way is to give ready access to your money plus checking-with-mterest That works for you And NOW Accounts, We looked at them Balance dairy rations with lactation stages because cattle don’t eat enough to satisfy body maintenance and milk production needs. In contrast, late lactating cows require less protein due to decreasing milk production. The dairy specialist says feeding a well-balanced ration in early lactation will increase milk production and profitability. Recently freshened cows require a fortified gram mix which consists of 50 to 60 percent of the ration dry matter. ~ '4!>' '' :• carefully and liked what we saw, but we thought something more should be added. So our NOW Account—our checking-with-mterest—has no minimum balance, no monthly service charge That works for you Working for you Prudently. Perhaps that’s why our customers are winning the race And that’s why they keep coming back mcaster Farming, Saturday, July 21,1984—D1l “Generally, for each one pound increase in peak milk production, there is a 200-pound increase in the production for that lactation,” Dennis notes. "Adequate crude fiber content at 17 percent should be fed in order to maintain butterfat test and maximize roughage use,” he adds. To balance a ration with the right amount of grain, Dennis recom- * V *"> '/// mends analyzing roughages for content, particularly crude protein and moisture. “The few dollars spent on roughage analyses can be recovered many times over in improved feed efficiency and profitability,” he says. Protein is an expensive nutrient, Dennis adds. It takes a tenth of a pound of protein to produce a pound of milk. With protein costing about 25 cents/pound, it costs 2.5 cents to produce a pound of milk. Underfed early lactating cows can’t milk enough to justify this protein cost, but when properly fed, they can produce a five-fold return on protein costs, he says. The Central Soya researcher also points out that less expensive non-protein nitrogen sources, such as urea, can be effectively used in many dairy rations. I'M NOT L10N... The Classified Livestock Section Has Beastly Selections! EXPERT REPAIRS _ FENCERS r • GENERATORS f-'-Vl • STARTERS \- • ALTERRATORS PEQUEA BATTERIESIgM Ronks.PA SURDIAC COALSTOVES Hopper Feed and Automatic Draft OFF SEASON PRICES BOWMAN'S STOVE SHOP RD3. Ephrata, PA 17522 Rt. 322.1 Mi East of Ephrata (717) 733-4973 Tues, Wed 10-6; Thurs., Fn 10-8, Sat 10-4 & n