D2o—Lancaster Farming, Saturday, May 16', 1981
Shop around on NOW accounts
NEWARK, Del. -
Good deal or bad? It
sounds too good to be
true, but this year
financial institutions
have begun offering
interest-bearing check
ing accounts.
Banks and savings
and loan associations
often call them NOW ac
counts. NOW stands for
negotiated order of
withdrawal. Credit
unions offer share-draft
accounts which are
essentially the same.
Under the new law,
financial institutions
are able to pay a
maximum of five and
one-quarter percent
interest on checking
accounts. If interest is
calculated on an
average daily balance,
the annual effective
yield will be a little
higher. That’s the good
news, according to
Delaware extension
family living agent Pat
Wilson.
As for the bad news -
not all consumers will
make money on these
accounts. Whether you
will or not depends on
your financial
management and how
much money you keep
m your checking ac
count. Many banks are
requiring minimum
balances before they
pay interest. At some
banks the minimum
must be at least $2,000.
If your account falls
below the minimum,
they levy a service
charge. Service charges
range from $1.50 to $8
per month depending on
the bank. A few savings
and loans have no
minim urns and do not
tractors
DES MOINES, lA. -
Massey-Ferguson has
announced the latest
step in its long-term
reorganization plan.
Beginning this fall,
the manufacturer of all
ME North American
produced tractors will
be consolidated at
Detroit, Mich. MF’s
Tractor Division is
located there, and the
company has a large
plant complex in Detroit
that, to this point, has
been used for produc
tion of two-wheel-drive
tractors
This consolidation will
involve the transfer of
four-wheel-drive tractor
production, previously
done at Des Moines,
lowa, to Detroit.
According to Glenn A.
Christians, General
Manager of Massey-
Ferguson’s North
American Sales
Division, “For the
purposes of long-term
growth and economics
of scale, it is desirable
to consolidate all tractor
assembly in Detroit.
Christians said the
company anticipates an
increasing demand for
the 4000 series four
wheel-drive tractors
And this consolidation of
production will help
meet that demand.
levy a service charge.
These are .the only
accounts that are really
free.
Because each
financial institution
offers its own plan, it is
important to shop
around for the best deal,
Wilson advises. Be sure
to ask what the balance
must be before the in
terest is calculated.
Banks use either an
average monthly
balance or a minimum
DAIRY DISPERSAL
CUN DRISCOLL FARM
RAYMOND & BERNICE DRISCOLL
Murmsville, NY
DAY SALE, FRIDAY,
MAY 22,1981
11:00 Sharp
Mr. & Mrs. Driscoll have purchased and
contracted the farm and we have been
commissioned to sell the cattle and misc.
items on the farm located on Middle
Road, 4 miles of Munnsville Rt. 46 to
Middle Rd. From Oneida Rt. 5 to Middle
Rd., 5 miles south from Vernon take
Petersboro Rd. west to Middle Road.
Watch for auction arrows.
130 HIGH GRADE AND
REGISTERED CATTLE 130
The herd consists of 83 milk cows, 22 bred
heifers, 13 yearling to breeding age heifers, 6
started heifer calves, 1 registered Lewie Bull
calf bom 11-3-80,1 grade service bull bom 6-14-
80, and 4 Holstein steers. This is a well
Managed herd of Eastern bred cows that has a
RHA as of April 30,8115,034 M 543 3.6 test.
Their reproductive health is excellent, with a
12.3 calving interval and 1.7 service precon
ception. The dairy is in the following lac
tations; 10 strictly fresh cows, 9 due in June, 9
due in July, 5 due in August, 7 due in Sept., 8
due in Oct., 14 due in Nov., 8 due m Dec. The
balance m various stages of lactation. Included
in the herd are 15 dau. of Nicolk Royal Comet, 9
by the Great Willow Farm Brockman Ivanhoe,
9 by Ace High Dairy Trixie Ted, 8 by Hoacre
Shamrock Sonny Halo, 6 by Kime-Farms
Astronaut Lewie. 5 by Caylill Standout
Caviher, 1 by Astro Jupiter, Last lactation
DHIA records up to 21,000 lb. and 305 days, #7B
a well balanced 4 yr. old Willow, with a firmly
attached udder, one of the best type cows we
have had the opportunity to sell due in Dec to
Elate, she has proj. to make 15,907 M 590 F. If
you would like a high scoring young cow that
has never been classified herb she is.
#7l by Comet also fresh in Jan., she has 74 lb.
her April test, is proj. to 17.249 M. Grade #63 a
big strong 5 yr. old fresh early in April. She has
76 pounds on April test.
Managers Note: This is a well bred Eastern
Dairy with huge size and very good milking
quality. All cattle will be tested for Lepto and
shipping fever shots, preg. examined plus
blood and TB tested ready for immediate in
terstate shipment day of sale, Catalogs at
ringside.
PRODUCE
A quantity of Ist cutting alfalfa and mixed hay,
17 ton corn, approx. 4-5 ton soybeans, quantity
of oats, alfalfa grass seed, Sudax and weed
control chemicals.
MILKING EQUIPMENT
Glass pipeline fittings, weigh jars, S.S. pipe,
dump station, pump, pipe and 1” pipe for 80
cows, Sunbeam cow clippers. Dust bag, oiler
and etc., 85 cow straps, dram tiles and pipe,
roofing paper, 2 cow mats, 15 gutter grates for
16” gutters, 3 metal feed carts, broom, shovel,
fork, and barn cleaner, wooden calf hutch, 40
sheets of new galvanized roofing, dog house,
rabbit cage, Ford 1960 Pickup, Moto-Ski
snowmobile. Penn Panzer electric garden
mower, new Ashly wood stove, shop size, never
used, 9 bales of twine, 150 gal. fuel tank and
pump, Sharpened cedar fence post, elec,
motor, gas operated Scare gun, used rear
tractor tire, many machine carts, plus more
misc. items not mentmed m this ad.
Terms: Cash or Good Check ID Required
CLAN DRISCOLL FARM
RAYMOND & BERNICE DRISCOLL
315-495-6195
Jack Wood Livestock & Auction Service
Sale Managers
Cincinnatus 13040
607-863-4141
monthly balance. An
average monthly
balance is roughly two
and one-half times the
minimum balance, and
it’s far more lucrative
for your account.
Also, ask how the
interest is calculated. If
you can find an in
stitution that uses the
average daily balance
and figures the mterest
daily, you will probably
have the highest ef
fective rate. Other in-
stxtutions credit interest count that uses a
on the account’s lowest minimum monthly
balance each day or the balance. With this
average balance each situation, if your
month. Avoid an ac- balance drops to $lOO,
PUBLIC SALE
Heavy Lumber Joist
Choice Used Lumber
SATURDAY, MAY 23 r 1981
10:00 A.M.
LocatedJn Lancaster County, PA 7
miles East of Lancaster V* mile North
of Bird-In-Hand on Beechdale Road. Take
Rt. 340 to railroad underpass, turn North
on Beechdale Road - follow to sale.
Approximately 17,000 ft. 2 x 8 yellow pine barn
floor plank; 90 pieces 3 x 12 x 20 ft. fir; 90 pieces
3 x 12 x 25 ft. fir; 10 pieces 10 x 18 x 20 ft. fir; 20
pieces 8 x 16 x 20 ft. fir; 9 pieces 10 x 10 x 12 ft.
fir.
300 sheets 26 x 10 ft. galvanized steel roofing; 12
pieces 8 x 8 x 20 ft. long treated posts; Misc. 2 x
4 2x6 2x 12’s; piles of 1 x 4’s; ap
proximately 3000 ft. tongue & grove flooring;
Wooden & Steel window sash; 6 prefabricated
stair cases, doors, window units and hardware,
large assortment of nails, 8000 tobacco lathes;
500 ft. 2” pipe.
Terms by:
ABNER S. ESGH
Auctioneer:
Steve Petersheim
215-869-2508
Refreshments by Bird-in-Hand Ladies
Chicken Bar-B-Que over lunch hour.
PUBLIC SALE
of Antiques, Household
Goods,' Hospital Beds, Lots
of Cooking Utensils,
Bedding & Tools
(For The Reformed Mennonite Home)
THURSDAY, MAY 28
Located along Manor St., Lancaster,
Pa. At the corner of Manor St. & South
West End Ave.
Commercial Magic Chef stove; Glenco2 door
stainless steel refng.; Philco, Norge & Revco
chest freezers; upright freezer; 2 Frig. & G.E.
2 door refrig, frost free; G.E. elec, stove; gas
stove; 2 G.E. auto, washers; elec. Singer
sewing mach.; Commercial ironer & ironing
board; American Standard port, bathroom lift;
8 adj. hosp. beds w/mattresses; 6 adj. bed
tables; wheel chair; port, pots; elec. Smith
Corona adding mach.; Olympia port,
typewriter; Schirch hair dryer; G.E. elec, wall
clocks; 7 elec, fans & heater. Plank bottom
settee; plank bottom chairs; pme 4 leg dropleaf
table; jelly cupboard, blanket chest, wardrobe
& feed chest. Seth Thomas wall clock in oak
case. Other furniture m oak. Empire, walnut,
mahg., maple, Waterfall, cedar, iron, uph.,
metal & chrome. Floor lights; hand & desk
bells; Marietta pot & Ig. & sm. skillets; old
deco, tin water cooler; agate & wooden ar
ticles. Brass butcher bell, clothing tree etc.
Pocket knives; baskets; sterling silver
thimbles; old pm cushions; homespun linen;
light 8i heavy shawls. Glassware & china in
pressed, German, restaurant etc. Lots of Ig. &
sm. pots & pans in stainless steel; cooking
utensils; sm. elec, appliances; all kinds of
silverware; lots of dbl. & sing, sheets, towels,
table clothes, blankets etc. Pillows;- sewing
articles; braided & throw rugs; Alum. &
wooden step ladders; metal utility cart; hand,
shop & garden tools; alum, lawn chairs; 8
wooden porch rockers; 3 park benches; other
articles not listed. NO OUT OF STATE
CHECKS ACCEPTED. Food served. Parking
is available at Andy’s Catering Service.
Sale by,
REFORMED MENNONITE HOME
Howard Shaub, Auctioneer 464-3541
and Roy C. Probst
at 9:00
that would be the figure l ac< : ol } nt > do a
on which they’d careful job of shopping,
calculate the interest 9 s ® - P a f* bank
even though you may statements to figure out
keep $l,OOO in the ac- what the would
count most of the tune. be, with an interest-
The moral of this bearing account. You
story is that if you are Ina y or ma y n °t come '
thinking of switching to out ahead.
PUBLIC SALE
From 181 Take Route 11 at Inwood, W.
Va. Turn East on Route 51 - Travel 3
miles to Roeder’s Market (formerly
Haines'). Turn right - .2 of a mile to sale -
OR - From Charles Town, W. Va., Take
Route 51 West - Go approximately 8
miles to Roeder's - Turn left - .2 of a mile
to sale..
MONDAY, MAY 25
10:00 a.m.
APPROXIMATLEY 20 - 25 TRACTORS -
Including Cubs, Fords, John Deere, In
ternationals, Fergusons, and many other
makes. ALSO - We will be offering a good
selection of plows, cultivators, wagons, new
and used rotary cutters, post hole digger, discs,
wood saw, rakes, baler, gram elevator, com
pickers and many other farm related im
plements.
We will also be offering a good selection of
NEW AND USED TOOLS - Including carpenter
tools, hand and electric tools, drill presses, -
socket sets of various sizes, plumbers tools,
and other tools. These tools will be offered
starting at 10:00 Sharp.
We will also be offering some household
articles and some antiques.
TERMS: CASH. NOTHING TO BE
REMOVED UNTIL SETTLEDF'CR.
EDGAR A. BOHRER, SALE MGR.
304-229-8354
Auctioneers: Jones, Miller and Bohrer
Clerks: Bohrer & Bohrer
NOTE: THIS IS A CONSIGNMENT SALE. If
you have surplus farm items, tools, household
articles, let us turn them into CASH. If you are
considering having an please contact
us. We would appreciate your consideration.
NOT RESPONSIBLE FOR
ACCIDENTS ON PREMISES
LUNCH RIGHTS RESERVED
- h
KELLER’S Hi
PUBLIC AUCTION W|
FARM MACHINERY,
HOUSEHOLD GOODS
SATURDAY, MAY 30,1980
10:30 A.M.
Located along Elm Road, midway bet
ween Manheipi and Lititz, Pa.
Farm Machinery & Household Goods. This
Sale is not too large.
Ford 5000 Diesel Farm Tractor with Wide
Front End in good condition, 3 bottom 2 way
model #129 Ford Plow, John Deere Model #4O
manure spreader, #246 John Deere Corn
Planter w/Gandy Applicator, Spring Harrow,
20’ 4” Auger w/motor, 9’ Brillion Cultipacker,
Side Mower, Portable Platform Sacles, 12x44
Hog Farrowing Portable Units 30’ Bale
Elevator, 16 Hole McCormick Deermg Grain
Drill, Fuel Tank, Bale Carrier, Large Iron
Trailer Frame, Wooden Wheel Barrow Hog
Feeders. Smidley & Quonnet (Isolet) Hog
Shelters, Oliver model 17 traction driven
manure spreader, Sauder loader with 72 mch
snow bucket, 3 point hitch, two row cultivator,
Steel field type land roller, Used lumber in
cluding wide barn boards, 12’ loading chute,
David Bradley Haramermill, corn crib, N.H.
Side Kick Spreader, 4’x6 hauling crate.
HOUSEHOLD GOODS
Butter Scales, 3 Lanterns, Old Fashion Butter
Churn, Old Money, Rug Beater, Assorted
Dishes, Almanacs, Wooden Table, Old Jars, 2
Tricycles, Metal Wardrobe Double Bed w/Bed
Spring & Mattress, Single Beds, many other
items.
Sale By:
HAROLD H. & LOIS R. KELLER
717-665-3298
Auction Conducted By The:
J. Omar Landis Auction Ser.
Jay M. Witman
Box 501
Ephrata, Pa. 17522
717-627-0789 or
717-665-5735
Food Served