CB—Lancaster Farming, Saturday, January 10,1981
Ladies
Have You
Heard?
By Doris Thomas
Lancaster Extension
Home Economist
S .J.V, - X
ABOUT HINTSON
TAKING HOUSEHOLD
INVENTORY
Having an inventory of
your household and personal
belongings is important in
the event of loss through fire,
flood, windstorm, tornado
damage or theft Such an
inventory is not ironclad
evidence, but it can help
convince a skeptical in
surance adjustor
When making a claim, the
burden of proof is on you, the
homeowners If you have no
inventory, no receipts or no
evidence of ownership, then
the adjustor must rely on his
own judgement He sizes up
a person by what he earns,
the neighborhood he lives in,
money in the bank and style
of living If you don’t fit m
the typical category, you
could be in for a difficult
time in having your losses
replaced
There are other ad
vantages to having a
household inventory For
example, an item by in
ventory lets you know if you
are adequately insured
Most people are not If you
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suffer an uninsured loss,
which is tax deductible, an
inventory puts you in a
better position to prove a
loss And an inventory
makes you aware of items
you should insure
separately
If you should suffer a loss,
the adjustor will calculate
the present value of an item
by figuring what is would
cost to replace it, including
sales tax, with an identical
brand new item Then he
allows for depreciation A
short cut for you is to note
the date of purchase and the
original cost. Other ways to
simplify the process by
making a household in
ventory are
* Use your camera to
record what you own Write
prices and dates of purchase
on back of the photos
* Go through each room
recording on a tape recorder
what you see. Describe the
item Don’t forget to put
your tape recorder on your
list, too
* Make a note of the serial
numbers on appliances and
include brand names
* Keep your inventory up
to date by adding major
purchases to your list
* Keep lists, photos, and
tapes somewhere other than
at home One good place is
your safe deposit box
ABOUT CLEANING
WOOD SURFACES
It soon will be tune to take
down the holiday
decorations and give our
homes a thorough cleaning
Remember you can keep
most wood furnishings,
antique as well as modem, in
good, lustrous condition wjth
regular dusting and
polishing
Sometimes wood surfaces
become drab and lose all
color and animation When
this happens to an older
piece of furniture as it
Winter
(Continued from Page C 6)
Dressing
1 cup dairy sour cream
3 tablespoons chili sauce
1 tablespoon chopped canned jalapeno chilies
1 teaspoon finely grated onion
Salad
1 pound lean ground beef
1/2 cup chopped onion
1 can (15 oz) red kidney beans, drained
1 package (11/4 oz ) taco seasoning mix
1 cup water
2 quarts chilled, torn romaine lettuce
1 large avocado, peeled and sliced
3 to 4 tomatoes, cut
1/2 cup sliced pitted ripe olives
2 cups slightly broken taco flavor tortilla chips
11/2 cups shredded Cheddar cheese
For dressing, combine dressing ingredients, chill,
covered, 1 to 2 hours to allow flavors to blend For salad,
brown beef with onion, drain off drippings Add kidney
beans, taco seasoning mix and water Cover and simmer
10 minutes Dram and chill thoroughly To assemble salad,
toss chilled meat mixture with lettuce, avocado,
tomatoes, olives, tortilla chips, cheese and chilled
dressing Serve immediately
becomes clogged with dirt
and grime, you need to clean
it Many reputable cleaning
products are available in
hardware or grocery stores
to help you do the job
Or you can take liquid wax
or oil polish-the kind used to
originally finish the piece
dip into it with a coarse cloth
or pad of finest steel wool
and rub wood gently along
the grain Wipe off residue
before it dries If wax has
budt up or turned white in
carved areas, use an old
toothbrush to remove it
Then wipe dry
Soap and water cleaning
may sound unwise but it’s an
alternate method for
cleaning wood surfaces It
has the advantage of taking
off sticky stains and murky,
Salads
TACOSALAD
ingrained soil To do this,
combine mild soap and
warm water and beat to a
thick, billowy soap Dip a
clean sponge into the suds
and wash a small area at a
time Rinse with a fresh
sponge and clean water Dry
immediately and polish
Remember that no job will
be a success unless you read
labels, follow directions, and
use clean cloths for all
polishing jobs One secret of
success when waxing wood
surfaces is to apply a thin
coat of wax. To do this put
some wax on a soft cloth
which you’ve folded m
several layers