C22—Lancaster Farming, Saturday, December 13,1980
Manage your holiday dollars
LITITZ Christmas is the
time for giving, but the bills
linger on well into the new
year
This unnecessary financial
burden can be avoided if you
plan your purchases wisely,
says Delaware extension
family living agent Pat
Wilson Keep the number of
items you purchase to a
minimum by making most of
your Christmas gifts and
decorations yourself
Try buy mg fewer toys, but
look for those that are
durable and can serve more
than one purpose Children
usually only play with a
select few of their toys, so
they don’t need to be
Schulykill Co. DHIA
(Continued from Page C2O)
Emmett W Rhein
Cowgirl 2726105
Ra mblm 2805300
Bessie 2844360
GiGi 2866590
Elwood L Rothermel
Beauty 6749108
Snyder Brothers
Lucky 8045080
Seqis 7915320
Jolly 8045079
Connie 8197351
Melvin E Stoltzfus
Lynnett 23A5W7584
Suntrail Dairy Farm
Dot 7615105
Mary 7947843
Edna 7947846
Sandyoc 087897757
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Franklin Troxell
Ofella 23ATH3696
showered with new ones
each year
How about using a few
items that are found around
the house to make toys’
Younger children usually
enjoy homemade toys, and
they provide the same
mental and physical
stimulation as store-bought
ones
Make your own Christmas
decorations with items you
may already have around
the house You will be sur
prised at the attractive
conversation pieces you can
make yourself. To mention
just a few, there is the
“macaroni wreath” made
from an assortment of
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macaroni, white glue,
cardboard cut in wreath
shape, spray paint and a
bow, the ‘ bow wreath”
made from stick-on bows
and cardboard cut in wreath
shape; and a Christmas
wreath made from tissue
paper (or crepe paper)
rectangles wrapped around
a coat hanger which has
been shaped into a circle
Contact your local county
Extension office for
Christmas decoration in
structions
For next year, eliminate
the end-of-the-year financial
burden by buying gifts
throughout the year when
items are on sale However,
be cautious about buying
articles of clothing if you feel
there’s any doubt that the
person will be able to wear
them the following Christ
mas Items such as jewelry,
neck scarves, neckties,
household items and ap
pliances, luggage, games
and books are some of the
items that can be purchased
way ahead of time.
One problem that you may
encounter with purchasing
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Commonwealth Agn-Loan officers
are more than ordinary bankers
At one time or another every one of
them has had farm experience As a
result they know the particular prob
lems you face And how to help
They can showyouhowtogetthebest
possible financing for your needs
early is the storage of the
items until Christmas.
Perhaps you can work out
some arrangement with a
friend or relative who has a
lot of storage space
Make a real effort to give
gifts that a person can use. A
gift has little or no value if it
is thrown in a closet or
tucked away in a drawer
Find out what family
members and friends want
or need before you purchase
gifts for them Also make
sure that you have the
correct sizes of clothing and
shoes before purchasing
them as gifts Many persons
do not like to return items or
just find it inconvenient to do
so and therefore never get to
wear the item.
You can also keep your
holiday spending to a
minimum if you swap skills.
Make a dress for someone
who will bake you some
holiday goodies. .Offer a
service instead of a gift Fix
someone’s leaky faucet or
offer to babysit a couple of
times for free. There are
many such things you can
do.
L II i
Bd( -> It : th u u
dqrnu'lurdl (or trr
and Dusmtss
Kemember to think and year of suffering. Keep your
plan before you spend Don’t holiday spending at a level
let one day of joy cause a you can handle comfortably
Banker.
They can help with estateplanning Or
give you investment and tax advice
Call one of our specialists right now at
393-5601 Find out why we make
more agricultural loans than any other
bank in the state
Robert Burner
President and Manager
Agn Loan Corp
Raised on a dairy farm
fourteen years Of agricultural
lending experience
J f ' ir«* boshung
Assisi ii i f lanaqer
*q . I m . i.
10 /ear o*vm iid pcntur
uf liC ar h idirv ana
poultry farm
The
Ultimate
Weapon
in The
Cold War
h-r
EnE: (Jw TifcpfjkCc^tovV
HOWARD D. WEISS, INC.
2 Locations
206 Cumberland St
Lebanon, PA
717-274-5637
Open Mon, Tues &Fn 6to 9
Wed A Thurs 10 to 9
Sat 10 to 3
Home Phone 717 949 3755
Commonwealth
National Bank
Happy to help you throughout central Pennsylvania
Ultracoal.
By Hearth Mate.
• Up to 60,000 BTLTs per
hour
• Up to 24 hours of heat
with coal
• Up to 10 hours of heat
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58 W Mam St
Myerstown, PA
717-866 6274
Open Daily 9 to 6
Sat 9to 3
A
Member FDIC
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Agricultural
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