C4—Lancaster Farming, Saturday, November 22,1980
Ladies
Have You
Heard?
By Doris Thomas
Lancaster Extension
Home Economist
'= K *'Ssu*i ii . 'V ;
AVOID THE
CHRISTMAS CRUNCH
The Christmas crunch hits
many families as they try to
fit special holiday activities
into an already busy daily
round of household
demands. Many a frazzled
parent has been thrown into
a state of complete
disorganization when a
young son or daughter an
nounces a special Christmas
program at school - that he
or she needs a costume, and
some cookies - and Mom and
Dad have got to be there 1
One way to turn your
household havoc mto a
setting where exciting ex
tras are happening is
through the use of family
tune plans.
A time plan can be as
simple or as detailed as you
desire. A simple list of jobs
to be done as time is
available is one approacn,
but this is probably not
sufficient to guide a family
through peak periods A
more detailed time plan
includes a tune sequence
without definite tune limits.
A schedule brings m both
sequences and approximate
amount of tune on different
activities.
Families can develop their
FARMING TOURS
Australia & New Zealand Adventure
European Agricultural Study Tour
For free color brochure, return coupon below to':
1501 W. Main Street
Ephrata, PA 17522
717-738-2456 or 717-626-9200
Australia & New Zealand
ADDRESS
CITY
own schedules by answering
four basic questions What
are the “extras” we must
include 9 What are the
“extras” we would like to
include? What are the
“usuals” that must be
continued 9 What are the
“usuals” that can be post
poned or even eliminated
entirely 9
After you and your family
have answered these
questions, you can begin to
develop a special holiday
time plan. Thus is a venture
for the entire family Each
family member needs to
know what the other
members have on their
minds and how important
these things are to them.
With this knowledge, you can
establish priorities that
everyone understands. Had
the parents known how
important the school
Christmas program was to
their daughter they could
have planned ahead for the
costume and cookies - and
they could have attended the
program in an “unfrazzled”
state.
You can turn the Christ
mas crunch into a time of
exciting extras by thinking
ahead and developing a tune
MARCH 1-20, 1981
SYDNEY, AUCKLAND, ROTORUA,
ALBURY and MELBOURNE!
Highlights will be visits and overnight
stays in farm homes in Australia and
New Zealand.
MARCH 4-12, 1981
THE 1981 PARIS AGRICULTURAL
PRODUCTS & MACHINERY SHOW
Plus Germany, including the John
Deere Company in Mannheim, and
Switzerland.
Heritage Travel, Inc.
State
schedule with your whole
family taking part
V3&2?
OLD LIFE
INSURANCE POLICIES
OFTEN VALID
That yellowed and tattered
life insurance policy you
found among your great
uncle’s papers may be worth
more than the paper it’s
prmted on.
You should contact the
insurance company that
issued the policy, no matter
how old it is If you are the
beneficiary and everything
is in order, you are entitled
to the full value of the policy
You may also be eligible
for interest on the policy for
up to 20 years if the in
surance company can’t show
that it made a “reasonable”
effort to find you.
In most cases, companies
make regular and often
elaborate efforts to locate
missing beneficiaries If
companies don’t find them
within a certain period of
time, depending on state
laws and ranging from three
to seven years, the money
goes to the state under the
doctrine of “escheat” -
which simply means the
state is entitled to unclaimed
property.
Still, if you show proof that
the money belongs to you
and take proper iden
tification and proof of the
policyholder’s death, the
insurance company will
either pay you directly or
arrange for the state 10
make the payment.
Even after 20 years, when
the statue of limitations is in
effect and the companies are
no longer legally obligated to
pay, most will still make
payments on the policy
Some of the reasons that
people are unaware of in
surance money that is due
them mclude
* Families may never
European
Zip
PFA sets women’s program
HERSHEY
women attending the 30th
nave known the deceased
had a policy.
* Paid up annuities
sometimes are forgotten
* Beneficiaries who don’t
know they are beneficiaries
drop out of sight.
* Policies that families
think had lapsed frequently
have built-in protection
against lapsing and
therefore are usually worth
something even after
payments have stopped
71508
Coal & Wood Heater
ALL MODELS IN STOCK
C-60D
Wood Heater
• CORONA KEROSENE STO
• WARM MORNING COAL HEATERS
LARGE SELECTION OF NEW AND USED FURNITURE NEW SPRING AIR
BEDDING INCLUDING THE FAMOUS BACK SUPPORTER SOME
MISMATCHED SETS AT BARGAIN PRICES. CATNAPPER RECLINERS,
LANE CEDAR CHEST, VARIETY OF QUALITY BEDROOM, DINING
ROOM, LIVING ROOM SUITES. NEW SOFA BEDS, SOME SLIGHTLY
IRREGULAR AT DISCOUNT PRICES DESKS, ROCKERS, GUN
CABINETS. GOOD USED BEDS, BOX SPRINGS AND MATTRESSES,
COAL, OIL, GAS, AND WOOD HEATERS, GOOD USED METAL & WOOD
OFFICE DESKS. CHAIRS. FILE CABINETS, SOME ANTIQUES. ETC
• Immediate Delivery Available • Installation Service Available
FISHER'S FURNITURE
ROUTE 836 6ML SOUTH OF STRASBURG
IN VILLAGE OF GEORGETOWN
BOX 57, BART, PA
Annual Meeting of the
Pennsylvania Farmers’
Association will be par
ticipating m a leadership
workshop conducted by
Kenneth Cheatham,
Director of Local Govern
ment Affairs, Rural Health
and Safety for the American
Farm Bureau Federation
Farm
Farmer leaders and voting
delegates from PFA’s 54
county associations are
attending the convention at
the Hershey Motor Lodge,
Hershey, November 23 to 26
to adopt policies on
statewide issues affecting
AFI-36
Fireplace insert
to
7150-C
Coal & Wood Heater
Underwriters Laboratory Listi
25-HFR Wood Heal
Ashley Columbia)
agriculture and to select
organization leaders.
Cheatham will be the guest
speaker at the annual
meeting’s Women’s Con
ference being held Tuesday
morning.
Cheatham, who helps state
farm bureaus on local
government issues including
taxes, rural development,
health, education and crime,
will attempt to further
women’s participation in the
problem solving role of PFA
and American Farm
Bureau.
WOOD &
COAL
HEATERS
Mon , Tues , Wed &Sat 8-5
Thurs &Fn 8-9