Lancaster Farming, Saturday. July 21. 1973 8 How To Protea Against Lost or Stolen Credit Cards Suppose those plastic credit cards in your pocket or purse were lost or stolen. Would you know what to do? You should, says the Pennsyl vania Bankers Association. Other wise you might end up owing money for purchases you didn’t make. Fortunately a new law recently passed by Congress limits your liability to the first $5O worth of purchases made with your lost or stolen credit card. But if you have several credit cards, you can easily see how quickly this loss could mount up. On half a dozen cards, for instance, you could conceivably be held accountable for up to $3OO in purchases made by a thief. But, says the Pennsylvania Bankers Association, there’s a way to possibly save yourself from paying even that first $5O. Here’s what to do: First, sign any new card you pOTZ MARVIN J. HORST Dairy Equipment and Ammana Appliances R.D. No. 1 (Iona) Lebanon, Pa, Located on Route 897 between Schaefferstown and Lebanon, over 30 years in business at same place. o public urvicu by this ntwspoptr and thu Pannsylvonio lonktrs Association MAKING YOUR MONEY COUNT (Number six of a senes) receive and want to use. An un signed card is an open invitation to fraudulent use. Second, look over all your cards and destroy those which are out of date or which you don’t really need. Cut or break them in half before throwing them away. Then, write down the name of each card you keep. List the name, address and phone number of the issuer and the serial or account number of the card. Keep this list in a safe place in your home or at work —or both places. If your cards should be lost or stolen, inform the issuer imme diately—first by telephone, then by letter or telegram. Having an accurate record of cards issued in your name and prompt reporting of the loss or theft, the Pennsyl vania Bankers Association ad vises, is your best protection against liabilities you don’t want. You’ll find it’s a good way to make your money count. CALL 717-272-0871 Ag Department Economic Research Is The economics research program of the U. S. Department of Agriculture was reorganized recently with new priorities on commercial agriculture, con sumer, and environmental quality issues. Issue-oriented, team research will be em phasized in this first agency-wide reorganization of the Economic Research Service (ERS) since it was formed 12 years ago. “The organizational cnanges are designed to produce more timely, more accurate, more sophisticated, and more up-to date research information,’’ according to ERS Administrator Quentin M. West. “Initially we intend to concentrate on the adjustments facing commercial agriculture, how well agriculture is providing for consumers needs and the effect of agricultural operations on the environment.” Greater flexibility in con centrating resources on new problems and issues is an ticipated from the ERS changes, Mr. West said. Organization barriers among divisions have been lowered to facilitate a team approach torissues that cut across entire subsectors of agriculture, such as the livestock industry or the grain industry. Cooperative relations with universities and agricultural experiment stations are being strengthened. Dr. Linley E. Juers is Associate Administrator with the responsibility of overseeing ERS’s relations with universities and coordinating the geographical location of the ERS staff. Deputy Administrator Kenneth R. Farrell heads the Food and Fiber_ Economics Group. The other main group is Resource and Development Economics headed by Deputy Administrator Lyle P. Schertz. Three divisions make up the Food and Fiber Economics Group. A National Economic Analysis Division headed by Dr. William T. Manley will deal with the entire agriculture sector and center around the more general issues cutting across commodity lines such as consumer demand, rural adjustment policies, long run projections, and agricultural inputs. The Commodity Economics Division headed by Dr. John E. Lee, Jr. will focus on situation, outlook, and per formance of agricultural com modities such as grain, cotton, and livestock. The Foreign Reorganized Demand and Competition Division’s research of overseas farm production and marketing will explore profitable alter natives for U. S. agriculture in the world economy. Mr. Joseph W. Willett heads this division. There are two divisions in the Resource and Development Economics Group. The Foreign Development Division under Dr. William A. Faught coordinates USDA’s participation in U. S. foreign technical assistance and training programs. The Natural Resource Economics Division directed by Dr. Melvin L. Cotner will perform research on en vironmental quality issues as well as on the use, conservation, and development of natural resources. The Division of Information is headed by Mr. Wayne V* Dexter. Additional information on the ERS reorganization is available from Division of Information, ERS, U.S. Department of Agriculture, Washington, D. C. 20250. TRY A CLASSIFIED AD BOUNCE ’EM. SIACK'EH, UU SALES IRE “UP TIGHT" Whether you feed your hay or sell it, our 444 Baler will get more of it in the bale And our field-proven wire twisters secure bales tightly Wire ends are twisted with no short pieces of wire remaining on the bale or in the field This wire twister model will give you extra compact, heavier bales (up to 110 lbs) There is a wide range of options for the 444 to make your haying job easier So don’t get unstrung Come on in and let’s talk tight bales BHM Form Equipment, Inc. Roy H. Buch, Inc. Rphrata R D 2 A ALLIS-CHALMERS Mt. Joy Sewing Club Names Posture Queen The Mt. Joy Second Year Sewing Club held its meeting last week. Our club has a regular attendance of 16 members. We played a game and learned a new song. We were sewing skirts and putting zippers in. Some took their skirts home due to the lack of adequate sewing machines. Jan Eyer is our posture queen for this year. SPECIAL OFFER PORTABLE HIGH PRESSURE CLEANER 700 lbs. Pressure 3GPM Automatic Detergent injector Plus Dial* Spray BUST DIRT and GREASE AWAY farm fcuiammt „ . . .. Dalrv Barn, C ar mni Truth Waah'n, Zimmerman’s Animal Health Supply Store Wood Corner Road RD4 Lititz Pa Phone 717 733-44 M Dealer Inquiries Invited MUG’EM, SHIPEM Annville. R D 1, Pa L. H. Brubaker Grumelii Farm Service Quarryville Pa Nissley Farm Service Washington Boro. Pa ALUS-CHALMERS agricultural equipment News Reporter, Marcia Groff Lancaster. Pa