agricultural electrification; Don Harting, ag mechanics; Paul Horning, crops production; Richard Bollinger, dairy far ming; Marlin Smoker, livestock farming; Russ Mine, placement in processing; Richard Groff, placement in sales and-or ser vice; Ken Robinson, poultry farming; Kerry Boyd, public speaking; Mike Bollinger, farm safety; Gerald Musser, soil, water and air management; Kerry Boyd, Star Greenhand, and Barry Wissler, Chapter Star Farmer. - Henry Givler, area • vo-tech consultant, presented Keystone Degrees to Richard Bollinger, Robin Ginder, Russ Mine, Gerald Musser, and Marlin Smoker. Honorary Chapter Farmer degrees were presented to Earl Smoker, Paul Musser and Ira Ginder. Outstanding Service Awards were presented to Lloyd Awards Presented At Area Annual FFA Banquets Grubb, a mechanic at In ternational Harvester Sales and Service; Kenneth Hoover, past principal at Ephrata High Scool, and William Wingenroth, salesman for Penn-Jersey Harvestore. Recognized for receiving medals at the State Project Book Contest were: Don Harting, Melvin Weiler, Marlin Smoker, and Robin Ginder, gold; Richard Groff, Barry Wissler, Leonard Martin, Mrk Copenhaver, Mike Bollinger, Paul Horning, Richard Bollinger and Russ Mine, silver. Receiving bronze medals were Barry Wissler and Robert Strauss. Robin Ginder was awarded the Production Credit Award and the Interstate Milk Producers Cooperative Award for his dairy records. The Star Red Rose Degree was presented to Paul Homing. Also recognized with trophies Clojster FFA members received were, (left to right), Paul Horning, Kerry numerous awards during the annual Boyd, Barry Wissler, and Robin Cinder, banquet last week at Ephrata. Among Presenting these awards is Frank Stoltz those to receive plaques and trophies fus. were the National trip winners. These included: Gerald Musser, who won a trip to Oklahoma City for land judging; Barry Wissler who won a trip to Kansas City for meats judging; Brian Weber to Richmond, Virginia for poultry judging; Leonard Martin to Springfield, Mass, for dairy products, and Rick Gensemer to Kansas City for poultry judging. Earl Stauffer was recognized as being the first American Farmer from the Cloister Chapter. Also recognized were Paul Horning, Richard Bollinger, Don Harting, Melvin Weiler, and Marlin Smoker, who judged at the dairy exhibition in Columbus, Ohio. The team placed first out of 82 teams. The entertainment was a slide series of the Chapters activities and events during the past year. Marlin Smoker Chapter Reporter Lancaster Farming, Saturday, March 24,1973 I-O-U vs. I-O-Me You’ve probably heard of an I-O-U, but did you ever hear of an I-O-ME? An I-O-ME is money you should be paying yourself each pay-day in the form of a savings account. According to the Penn sylvania Bankers Association, many people are so concerned — and rightly so —with setting aside money for all of their bills that they often neglect to set some thing aside for themselves in the form of regular savings. Note the use of the word “reg ular”—that’s the real key to savings success. If you save hap hazardly, that is, putting aside any funds that happen to be left over after essential expenditures, it’s pretty hard to build much of a financial nest egg. But if you regularly save a consistent amount, week in and week out, you’ll build up anicesized bank ac count in less time than you think. ■ public same* by this nuwspupur and tha Paimsylvonia bankers Association MAKING YOUR MONEY COUNT Consider this example. Sup pose you set aside as little as $5 a week. If you deposited this amount every week into your savings account, can you guess how much you’d have at the end of 10 years? According to the Pennsylvania Bankers Associa tion, if your money earns 4 per cent interest compounded quar terly, at the end of 10 years, your bank account would contain $3,193.45. That’s with regular deposits of only $5 a week. So get into the regular savings habit. Determine how much you can afford or how much you want to save each week—even if it’s only $1 Then do it regularly The Pennsylvania Bankers Asso ciation suggests that you pay your I-O-ME, as well as your I-O-U Pay yourself first each week and you’ll be on the road to savings success. You’ll find it’s a good way to make your money count! 13