<m ffamoDm
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gffir PROTECTION
$
Policyholder Questions Answered by
the Health Insurance Institute, 277
Park Ave., N. Y„ N. Y.. 10017
Q. What happens to my health
insurance protection if I change
my occupation after I purchase a
policy? You see, I was formerly
in my own food and produce busi
ness. But I gave that up and, be
lieve it or not, I’m riding horses
•5 "
SHOW-EASE STALL CO.
523 Willow Rd., Lancaster
“Yours for Better Dairying"
Bold Ideas That Work !
MESSiCK FARM
ELIZABETHTOWN
KAUFFMAN
MOUNTVILLE
and broncos with a touring rodeo
chow.
A. That would make a differ
ence but only if your policy
has a “change of
/' -C S ]W occupation” pro-
GfS’iCTJ vision. If this is
the case, the com
sHip pany has the right
to prorate the
benefit if you have
changed your occupation without
notifying the company. Did you
notify your company or your
agent? It also depends on the
company and will only affect your
disability income insurance but
not your hospital or surgical
sV '
New Forage
Box: Big &
Bugged
Steel-Flex
me
John E. Kreider
EQUIP.
367-1319 NEW PROVIDENCE
INTERNATIONAL HARVESTER
Soles and Service
EPHRATA 733-2283
BROS. C. B. HOOBER & SON
285-5951 INTERCOURSE 786-8231
.r's new high capacity
!e Boxes and big 54-inch
ge Blower are engi
id for extra years of de
lable service. Badger is
t to last longer than
other leading Forage
; It has a rugged all
iel frame, and the ply
lod floor and side walls
m’t warp or buckle,
ipped paddles on the 54-
ich Forage Blower and a
mvered air vent mean
ore ‘‘blowpower per
lorsepower” See your
Badger dealer for more
details.
Ph. 299-2536
policy.
But it works the other way, too.
If you change to a less hazardous
occupation, the company may re
duce the premium and return the
excess previously collected, to the
date of the change or to the an
niversary date. Note that each in
surance company has its own
classification of occupations and
the premium rates.
Q. A man I know recently pur
chased a comprehensive major
medical expense policy at a re
markably low price for someone
who will soon be 60. I frankly
tbink he lied about his age. If the
insurance company finds out
about this, what can it do?
A. The company can, of course
(if it has evidence) refuse to in
sure this man But if the mis
stated age is discovered after this
man becomes sick or injured, the
insurance company has the right
to prorate his benefits so that he
will collect only the amount that
the premium he paid would have
purchase d at the correct age.
Q. Every time 1 talk to my life
insurance agent he tells me about
the importance of the “cash val
ue” of my life insurance. He
seems to think it’s the greatest
thing invented since money. Can
you tell me what’s so important
about this cash value to me and
my family?
A. Cash value in a life insur
ance policy, you see, is money.
And its steady buildup oilers a
family a balanced
financial program
that goes well be
yond protection
Malril against premature
\jgj death.
Cash value in
life insurance can be used in
FARMERS, CATTLEMEN AND
HORSEMEN AGREE . . .
“Greatest Invention
since the Pitchfork"
pi * ce
Under Twine,
I Unload or Drag .
■' 4 L % Pend
;!! vrQ
Simply Strike Twine With a ' Jh^
Cutting Edge and Spread*.
STANDARD MODEL 4FT—$7 95
add $1 00 for postage and handling
Sales tax where applicable
Other lengths available on request
Send Check or Money Order to
THE EDINBORO LAND t CATTLE CO.
BOX 733 • EDINBORO, PA 16412
IGH
I\l HOUR
ERNATIONAL
BLOWER
orn silage or haylage
iwerhasan exclusive
material more in a
(0° turn found in most
uniform. And an ex
age uoward at a tip
You get easy drive
extending 20 inches
I details on the No. 56
Power forage Feeder)
COPE & WEAVER CO.
786-7351
Lancaster Farming, Saturday, September 9.1972
THE SCOOP ON
ICE CREAM
I. Il<
In the making and eating
of ice cream, milk sherbet
and sherbet, there are several
small but interesting bits of
information and helpful
tricks Here are some hints by
Carolyn Anderson, author of
“The Complete Book of
Homemade Ice Cream, Milk
Sherbet and Sherbet,” just
published by Saturday
Review Press
1. A fork is the best tool
for digging into ice cream
that is too firm to scoop A
cake breaker is good for
slicing firm ice cream
2 If no cooking is re
quired, often the ingredients
can be combined right in the
freezer can, which means
fewer dishes to wash
3 If ice cream is to be
hand-stirred during freezing,
or if it is to be removed from
emergencies such as illness, or to
help take advantage of oppor
tunity for example, to help fi
nance a move to a new location
and a more promising ]ob, or to
make the down payment on a
home, or to pay for college
Taking advantage of the cash
value of life insurance needn’t
mean cashing in policies They
can be used as collateral to back
loans, made either directly from
the insurance company or through
a bank or other lender. The cash
value of a life insurance policy is
prime collateral, so these loans
cost less than the other types of
of loans generally available to the
family.
A whole life policy offers other
possibilities, too. Every policy
with cash value can be converted
into an annuity, with income pay
able tor life
Q. I’ve just turned 65 and have
retired. Now, with a reduced in
come I’d like to stop premiums
on my life insurance. Can I?
A. Certainly. You can arrange
to have premiums stop at age 65
on any cash value policy. The
cash value can be applied toward
the purchase of a fully paid-up
but smaller policy.
c V\/\
1
Is®!* •
smi
EXCLUSIVE SPEEDY
ROOF RAFTERS MAKE
SPEEDY CORN CRIBS
Mctrat'?
Spccilv tool lallcls i’ll.ll .lIIIIC
ease, pmpci placement ol mol
panels tin. liisi Him, Kalieis .uM
gieat stmnglh to ihe mol Panels
nu.il onh to be bolted lot'ethei in
lillCC pI.ILLS Its .lllOtllLl big
time-saving leaUne \on gel onl>
in Speeds Mai-I ok com cubs
Stands up best —lasts longer
Wne mcsli panels am ' gauge
V.ne-- thick as a 1 »" bolt' No
GRUMELLI FARM SERVICE
Quarryville
one container to another, use
a wooden spoon to prevent
transfer of heat from the
hand to the mix
4 Always allow space in
the freezer can for expansion
of the ice cream when it
freezes Approximately one
third of the can is needed for
the swell
5 Cool the mix to room
temperature or slightly lower
before freezing Churn
freezing a warm mix may
cause a buttery texture due
to an increased freezing
period
These and many other
hints are included in Miss
Anderson’s book which also
features chapters on the
history of ice cream and
sherbet, how to make home
made ice cream, milk sherbet
and sherbet, and ice cream
dieting and nutritive value, as
well as hundreds of recipes
When it comes to helpful
advice on how to make the
best ice cream, Miss Anderson
really dishes it out And, if
the popularity of this treat is
any indication, millions of
Americans will happily be
taking it
\5.M5fc7**012.'»4-3fc7**o/i*4-5*7/
iGCca wiiw i
Usaaasj
5 |l^4-5't7»»01H4-547»9011.34U
The world’s tallest known
totem pole weighs 57,000
pounds and is 160 feet tall
Its home is McKmleyville,
California and it was carved
from a tree about 500 years
old
*** * *
Wayne Morse made the
longest continuous speech m
the Senate’s history when he
talked against the Tidelands
Oil Bill on April 24 th and
25th in 1953 He spoke for
24 hours 19 minutes before
resuming his seat 1
♦** * *
Successful U S businesses
change fast Over 90 per cent
of the company managements
described in detail in the
latest issue of Dun &
Bradstreet’s Reference Book
of Corporate Managements
showed a change compared
with six months earlier. These
executives manage corpora
tions which produce or
consume 80 per cent of all U
S. goods and services!
bulge or sag Suiulv 2(i gauge
gaisani/esl 100 l is seein’’s an
eiloU.il lo ( ) steel 100 l I illels nul
sale panels Can I blow oil'
( onto in Uulav and sec
Speeilv 15 n-I ok eom enb lei
ns pio\e to son lll.lt Speeds is
twiee .is last Usiee as eass to
eieet I el ns slum son all tbe
Olhei feat.lies til it in ike
liai-l ok som besl eom eiib bus.
Ph: 786-3630
15
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