VOL. 14 NO. 31 Barley Harvest Started Last Week But Humidity And Wet Fields Cool It For Farmers Ready To Go Now “This week we would have been in the barley harvest thick and heavy,” said Merle Groff, Lancaster R 4. “But humidity and wet fields have held us up ” Merle did beat the weather by starting his new 11 ft. self-pro pelled combine in his own fields last week. “We started Tuesday the 17th on a small field on the south side of the hill that was ripe sooner. We did most of it Friday and Saturday, though,” he said. The starting date for Groff who does over 200 acres of cus tom work was the earliest he can remember. He mostly tries to get started by the 20th. The barley in Groff’s bins is in fine condition with moisture content estimated at 13 percent. Yields were also excellent, run ning nearly 100 bushels per acre. These yields were better than Groff expected last winter. But the good growing weather Ralph Horchler Leaves Pequea Ralph Horchler, Vo-Ag Teach er at Pequea Valley has accept ed a position as sales represen tative for Hamilton Equipment Inc , an Ephiata farm and light industnal equipment distribu tor. Effective July 7, Ralph will cover the Northeast pait of Pennsylvania calling on dealers' in an area bounded by Ene, Pittsburgh, State College and the Ohio line. Graduating from the Union Area High School and Penn State as an agricultural educa tion major, Horchler staited work at Pequea Valley in Octo ber of 1967. A native of (Continued on Page 7) Don't 1 Forget . . . . . . The annual Conservation Air Tour tomorrow. Flights leave the New Holland Airport all day and will be giving 20 minute rides to most any part of the county you want to see. Sponsored by the local Soil and Water Conservation Dis trict, the tour is to provide an opportunity for countians to ob serve the effects and need of conservation practices. Tickets are $3.50 and available at the airport. Rain date is July 6. Farm Calendar Sunday, June 29 All day—Lancaster County Con servation Air Tour, New Holland Airport. Tuesday, July 1 1-3—FFA Activities Week, Penn State. 900 a.m —Holstein 4-H dairy judging practice, Robert Kauffman Farm. 730 p.m —4-H Guernsey Club meets, Margaret Shoppe home, Lampeter (Continued on Page 5) brought the grain along to the good yields. Groff reported a lot of the barley now down because of the ra ins this week. And as of Thursday the fields were too wet to run the big equipment, He is ready to go however, just as soo n as the weather permits Mr. and Mrs. Groff and their three children Merle Jr. 7, Jo anne 5, and J. Marlin 2, live on a 75 acr e farm and feed out about 175 steers and some swine each year, -ADJUSTING THE REEL FORKS on his new 11 ft. combine is Merle Groff, Lan caster R 4. Merle started combining barley June 17 but the humid weather and wet fields held him from continuing this week. Potato Growers Vote No On Self-Assessment Plan Pennsylvania potato growers voted 99 to 87 last Friday against a self-assessment plan for research, advertising and promotion of potatoes and pota to products A total of 792 bal lots had been mailed to com mercial growers The assess ment of one cent a hundred- weight on potatoes for human consumption would have rais ed approximately $50,000 from growers with 10 acres or more. Locally, Noah Kreider Jr, po tato grower from Manheim, said Tuesday, “Really, we were dis appointed We were hoping it would go through. I would guess the people who were against the program were sure to vote and those who were for it or didn’t Lancaster Farming, Saturday. June 28,1969 Frey Wins Young Cooperator Contest J. Mowery Frey Jr, 401 Bea ver Valley Pike, was named the Outstanding Young Cooperator of the Inter-State Milk Produc ers Cooperative from the list of six finalists announced last week. Frey, who is the owner of a nationally known Registered Holstein herd of dairy cows, farms 350 acres He and Mrs. Frey will attend the 1969 Na tional Milk Producer’s Federa tion meeting in Washington, D C. as part of the prize for winning the Young Cooperator Contest. care did not return their vote There is no question but that it would have helped the potato industry,” he said The negative ballots repre sented 53 percent of those counted and 46 percent of the production of the growers vot ing. The Pennsylvania Agricul tural Commodities Marketing Act, which permits raising funds through self-assessment, requires that two-thirds of those voting favor assessment and that their production volume amount to at least 50 percent of Voters’ production. Voting was done through bal lots returned to the State Agri (Continued on Page 6) Farmers To Know Credit Costs By New Lending Law By Everett Newswanger Lancaster Farming Editor . A new law goes into effect July 1 that is bound to affect almost every farmer and farm related business in Lancaster County Called the Truth-In- Lending or Credit Cost Disclos ure Law, it is designed to make sure borrowers of money and users of any other type credit will be fully informed about all the costs and conditions of any credit contract. The yields on the finished fields were ex cellent at about 100 bushels per acre. Esti mated moisture content of the grain waf 13 percent. L. F. PhoU Local Teachers At Conference Pennsylvania has been de scribed as “the land of the area vocational school” by one of the nation’s top educational voca tional leaders. In a featured address during the annual vocational education conference attended by more than 1,000 Pennsylvania teach ers and supervisors of vocation al education in the Poconos last .Continued on Page 7) Poultry Federation Holds Meet A local poultry industry rep- resentative was awarded state honors this week at the Penn sylvama Poultry Federation an nual meeting held at Holiday West Motel, Harusburg Hendrik Wentink, Vice-presi dent of Miller & Bushong Inc* $2.00 Per Year It should be noted initially, that the new law in no way changes interest or credit rates. simply forces lenders to put in WO rds that “stand out especial jy clear”, the cost of the borrow ers > credit so he can compare credit costs with other sources anc j av oid the uninformed use o£ erec jit The two main points that musfc disclosed are: (1) the total finanCe charge and (2) t he an nua j percentage of that charge, Items that must normally be figured in the finance charge are interest, loan fees, finder fees, time price differentials, amounts paid as a discount and service or carrying charges etc All these items must be clearly disclosed stating the dollars and cents total and the annual percentage rate. (Continued on Page 3) Local Survey Shows Increase In Farm Loans A smvey or local ci edit ser vices and banks lending to faim eis this week, levealed no de ciease in faim boirowing and no leal lesistance to highei mteiesr lates In fact the local faim cred it service including The Federal Land Bank Association of Lan caster and the Lancaster Produc tion Credit Association have ex perienced an increase in lend ing this year to date, according to Carl Brown, Manager Brown sard the reported na tional trend toward less farm lending was not true locally and reported about an eight percent increase in local Federal Land Bank lending and about 10 per cent in Production Credit Asso ciation lending “There is con siderable demand for money for new machinery,” he said. “I don’t see any real new trend. Everybody is in about the same situation,” he sard. Stanley Musselman, Ag Rep resentative for the Lancaster County iFarmers Bank said, “The entire lending situation is quite different now than in years past. If a farmer wants to make im provements around his farm he may need money amounts of $40,000 to $50,000 Therefore, we are more and more looking at the whole farm program of the borrower We think a farmei’s credit management now is as im portant as his pioduction man agement “So far.” he said, “we have (Continued on Page 5) Rohrerstown, was named Allied Industryman of the year at the conference attended by 200 State poultrymen. Sharing hon ors with Wentink was William R Myer, Myerstown, who was named Poultryman of the Year, on Page 61