Lancaster farming. (Lancaster, Pa., etc.) 1955-current, April 27, 1968, Image 18

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    —Lancaster Farming. Saturday, April 27.1968
18
REGIONAL 4-H HORSE
JUDGING CONTEST
A regional 4-H Horse Judging
Contest—the first official activ
ity of its kind to be held In th*
United Slates—has been sched
uled as part of the Pennsylvania
Livestock Exposition at Harris
burg in November.
A Judging team, consisting of
three or four members from
each of the northeastern states,
mil be eligible to compete in the
event to be held Nov. 14, it was
announced today, by James P.
Gallagher. Extension livestock
specialist at The Pennsylvania
State University.
Gallagher, who is chairman of
the Exposition’s horse division,
said the contest was developed
b.v the Northeast Region Exten
sion Committee of the American
Society of Animal Science.
Judging will include six halter
classes of four horses each and
two performance classes, it was
pointed out. Members will be re
quired to give oral reasons on
three halter classes and one per
Bred for thick planting in narrow
rows... to make the most of
fertility ... to fight disease and
insects. Bred for tough stalks, gtrrmg
shanks... to put an ear on every
stalk and produce more profitable
corn yields for you. Insist on tough,
modern DeKalb XL Hybrids.
"DEKALB” U a Kagiatarad Brand Nam*.
XL Numbara ara Variaiy Daaifnationa."
P. L. ROHRER & BRO., INC.
_j ______ - v
Smoketown, Pa.
formance class. The halter class
will be limited to Arabian, Mor
gan. Quarter Horse, Thorough
bred, and Welsh Pony breeds.
Performance classes will be
western pleasure and bridle path
hack (hunter type).
"A contest of this type will be
a valuable addition to the educa
tional 4-H horse program," Gal
lagher reported. “Judging teach
es decisionmaking based on
knowledge gained from study
and experience, logical organi
zation of information, and oral
presentation in a strong, persu
asive manner."
The Pennsylvania Livestock
and Allied Industries Associa
tion and various horse organiza
tions are actively supporting
this new youth event.
What lies ahead of us ordinari
ly causes more concern than
what lies within us.
The man of the hour is the
chap who has made his minutes
count.
Mora Ftrmira
Plant DaKalb,
titan any
ptitar
Brant,
397-3539
Bank Credit
All-Purpose Tool
Bnnk credit has been describ
ed as the farmer's “year-round
all-purpose tool." And since
banks make more loans, and
more types of loans, to farmers
than any other lending institu
tion, it's easy to see why. But
like tractors and other farm
tools, bank credit must be used
properly to keep it in good shape
and get the most out of it.
Whether you’re just a begin
ner or an old hand at the busi
ness of farming, you can prob
ably benefit from chis advice on
the use of credit from the Penn
sylvania Bankers Association:
1. Keep all your credit at ope
place. By sticking with one lend
er—perferably a “full-service”
bank right in your own commun
ity you’ll usually get better
financial advice, and won't be
so likely to overextend or pver
comrmt yourself. You’ll also
save the time involved in filing
papers and forms at a variety
af lending institutions.
2. Take an inventory annually
and file a credit statement at
your bank. Every time you make
a new farm inventory or new
summary of what you own and
owe, make an extra copy for
your bank. It will probably ask
for them anyway, but you’ll
pvif i;:?', ”»4 Efficient
HUSKY -3
Agitate Pump Spread SyStCIM
• The HUSKY PUMP affords complete agitation. Handles heavy thick manure. Pumps
1250 gpm. Adapts to pits 4 to 14 feet.
• The HUSKY SPREADER with 1250 gallon capacity, equipped with a mechanical
agitator gives controlled spreading fiom 30 to 40 feet.
• Fiee Demonstration
Buy direct from the distributor and save.
SHENK S FRUIT & VEGETABLE FARM
Lititz R. #4 Phone 626-7420 Attn: Ray Shenk
Famous Roto-Flo Feed
Offered only by Oliver. Long tines
“walk” hay to bale chamber smoothly,
gently—and without twisting or pull
ing windrow apart. No auger to grind,
no fork to kick and shatter leaves.
N. G. HERSHEY FARMERSVILLE CHAS. J. McCOMSEY
& SON EQUIPMENT CO. & SONS
Manheim - R. D- 2, Ephrata, Pa. Hickory Hill, Pa.
moke a fine impresakr If it
doesn't have to ask.
3. Keep a record of your re
ceipts oml expenses and (lie an
operating statement at your
bank. Besides demonstrating to
your banker that you know how
to run your business, and give
him jin. idea of what makes the
wheels go round in your partic
ular'operation, a well-kept cash
account book and accurate oper
ating statement will tell you
where you are at any given time
and the relative profitability nr
unprofitability of your various
activities.
4. Plan ahead on your credit
needs. By anticipsting your
credit requirements, you can
present your case to the bank, in
a way that will get the best pos
sible consideration, and also
improve your chances of obtain
ing the money you need when
you need it. If for example you
find out you’ll have to borrow
sl,soo'in a month or so, and an
other $3,500 a few months later,
the smart thing to do is apply
for a $5,000 line of credit well
in advance of the time you’ll
want the first $1,500.
5. Plan to repay yonr loans
out of operating income. Nothing
will build your bank credit rat
ing more than a reputation for
making your loan repayments
when they’re due or sooner. The
safest and easiest way to do this
is by earmarking an appropri
ate share of all the money that
New OLIVER Baler
thrift pins capacity
Priced with the lowest in its class—turns out 360
standard-size bales per hour —twine-tie or wire*tie
(interchangeable)’s-roller chain drives?—enclosed,
hypoid-gear cojupling to follow
windrows easily—in-line hitch to increase effective
pickup width—swinging drawbar —
special pto-driven thrower handles
bales up to 36 inches and 70 pounds.
you have coming in for lotyi re
payments.
0. Don’t delay telling yonc*
bank when you're In troulili, If
some emergency has come up
that will make it impossible fort
you to meet a payment on .your,
bonk loan, be sure to tell your*
banker about It before the pay
ment .is due and explain yoot
situation with complete frank
ness, Chances are you'll have no
difficulty getting an extension
and what's more important, you
will be protecting one of your
most valuable assets ~ yoyv
bank standing. "
’ *,//y
Early spring is a good time,"to
safety check the barn. Extension!
agricultural engineers at Tftß
Pennsylvania State University
stress having ladders and stafp
ways sound and uncluttered,
providing protection arouncHoft
doors and feed and hay chutes,
repairing barn floors, and light-,
ing dangerous corners.
Robert K. Rohrer
Bulldpwog - Grading
Pat* Sales & Se/yjfit
Bam Cleaners - Silo
(JjnlOaders - C*ttle]F>*<l*n
Quarryville, R. D, |
Hensel 548-2559
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