ettllfttil s,ssEmbtg. DR, HU,AIPHREY'S ADDRESS ON CHURCH ERECTION, DEAR BRETHREN :—The undersigned wa s directed, at the recent meeting of our General Assembly, to prepare an address to i t s churches, setting forth the nature and the reason of its last action upon the sub ject of church erection. PREVIOUS ACTION During the years 1854-6, a fund of $lOO,OOO was collected for the purpose of a iding feeble churches in erecting houses o f worship. The policy adopted for the a dministration of this fund was as follows, viz. 1. The fund was to be permanent. Aid was to be rendered, (a) byloans, (b) by donatioy. The loans were never to exceed $5OO to any church ; the dona tions were limited to $2OO. Loans were to be returned to the trustees of the fund "in four equal annual instalments, the first in stalment becoming due in three years from the date of the loan," with interest in case of default. The donations were to be given without other condition than that the church aided thereby should take an annual col lection in behalf of. the fund. The fulfil ment of the conditions upon whioh such aid was to be afforded, was, in each case, to be secured by a bond of the trustees of the congregation, and a mortgage on their house and lot, made in favor of the Board. The details of the plan it is unnecessary to state. Its central idea was the permanency of the fund. It was supposed that the pay ment of loans, and the annual contributions from churches receiving donations, would maintain the capital in the hands of the Board, at its maximum. The rills would return to the fountain. WORKING OF THE PLAN For a few years, while buildings could be cheaply erected, and while the pay-day was in the future, the fund was largely used, and with happy results ; but as loans be came due, and as the country underwent , financial revolution in the progress of civil war, it became gradually evident that the plan required alteration. Many churches found it, difficult, if not impossible, to meet their obligations to the Board, yet were seriously embarrassed by those obligations. Churches needing aid were restrained from applying for it, by unwillingness to subject themselves to similar embarrassments. As a consequence, the fund was, at last, almost entirely uncalled for. That part of it still in the hands of the Board increased by in vestment, until, in 1866, the whole amount in the treasury, and pledged to it by churches aided,. was over $127,000. It bad become evident that some change must be made in the plan, by which the system of loans should be discountenanced, and that of donations upon an increased scale of liberality made prominent. MODIFYING THE PLAN. To make the requisite change was found to be difficult. Legal advice was sought, with the following results. First, The per manency of the fund could not be destroyed. Second, The amounts loaned, or douated, could be increased, or diminished, or_ their proportions could be altered. Third, Any change could be made in the administra tion of the fund which would not affect its permanency. In these particulars the legal opinions, various upon subordinate points, generally agreed. The fund could not, therefore, be distributed by gift, without ouarantee of return ; nor could it be loaned, except upon such security as would be deemed sufficient in a civil court. Some plan must be devised which would• afford the greatest amount of assistance 'to feeble churches, and on the most liberal terms, without diminishing the fund. • PLAN ADOPTED. The features of the plan agreed' upon by the Assembly are these :—First, The policy of loans is abandoned. Second, That of gifts without pledge of return is adopted. Third, Gifts are to be made, (a) from the interest of the permanent fund, (b) from contributions annually made by all our churches. The Assembly directed that the fund ye maining in the hands of the Board, together with the interest collected and added thereto, up to the date of the Assembly, should be invested as trust funds usually are. All loans now due the Board are in like man ner to be invested when they are paid ; also any contributions which may hereafter be made to the permanent fund. The accruing interest of ,the fund, as thus con tributed and invested, is to be distributed among the churches by donations upon such conditions, and in such proportions, as the amended plan specifies. EXPLANATIONS. The " accruing interest" is the interest which will be yielded by the fund, subse quent to the Ist of May, 1866 The inter est which had accumulated up to that date is added to the permanent fund. 2.' The permanent fund is, by the con ditions of the charter, to be invested under the laws and decisions of the Supreme Court of the State of New York, which ro- quire trust moneys, not otherwise specified, to be invested in real security, or- in the public stocks of the State, or of the United States, or on bond and mortgage on unen cumbered real estate in the State of New York. This was not thoroughly understood by the Standing Committee of Church Erection, possibly not by all the Qreueral Assembly, when the plan was under discus sion. The effect of it is to restrain , the Beard from making any loans to churches,' outside of the State of New York, except upon United States securities, or stocks or the State of New York: 3. The amount derived from the perma- nent fund each year will be comparatively Small. For the present, it will not exceed from $5OOO to $7OOO. The annual contri butions called for from the churches, are to Btpply the means which this fund, under this emended plan, will not afford. These contibutions will not be added to the per manent fund. They will be distributed etobyear, upon the same conditions which govern the distributions of the accruing Interest of the pennant fund. 1. The design of this plan is, to place the eausq of church erection upon the same Plan with that of home missiot a. The for incr simply has the advantage—such au THE AMERICAN PRESBYTERIAN, THURSDAY, NOVEMBER 22, iB6l advantage as is possessed by the A. B. C. F. M., American Bible Society, and other benevolent institutions—of a small endow ment. The Assembly has directed the appointment of a General Secretary, that the cause may be efficiently presented and prosecuted. CLOSING CONDITIONS It is manifest that, if we are to succeed in this line of Christian endeavor, it will be by the same spirit of earnest consecration which we invoke when we present the highest calls of privilege and duty. The demand made upon us by feeble churches throughout the land, for houses of worship, is almost as pressing as for min isters. l 'We must not be behind other de nominations in understanding and meeting that demand. The General Assembly desires the adoption of a most enlarged and generous policy in this particular. The per manent fund is not to be depended upon. The churches should give; as if there were no permanent fund. The Assembly calls for $35,000 this year. The sum -is only too small for the exigency. Let no chnich fail to contribute at least its proportion of that amount. Should"there be differep'des of opinion as to the wisdom Of all- the fea tures ot the plan adopted by the AsseMbly, 'let them not interfere with 'a fair trial .of the plan. The large majority by which it was adopted indicates 'that it was deemed the best adjustment; that could be made of a difficulty that has been increasingly felt for years. Let there be a hearty and gene ral -co.operatiou in it, and ...it. will succeed. Let it he understood that the Presbyterian Church has abandoned the _system , of loan-, ing that which should be given as freely as the root gives to the branch the leaf, and let us vindicate this new and better policy, by the vigor which shall soon be apparent in every vein and fibre. The day fixed for simultaneous contribution is the third Sunday of December -next. Do:not forget. Do not fail I Z. M. HUMPHREY, Chairman of Committee. Ciliceco, July 12, 1866. Nutuntg. WINTERING FARM HORSES. Some farmers treat their horses in winter much as they do their fattening - cattle and sheep; they give them ~ gruidarit food, and but little exercise, keep Them in a warm and dimly-lighted stable,, and if they do but grow fat, with their cattle and - sheep, they deem it convincing proof that the pro f, per course has been pursued. Now, horses in good working condition; at - least, should always be seen on the premises of a good farmer, but his gratitude toward these faithful servants should not induce him, at any time of the year, to stall feed them. The butcher wants thick meat and plenty of tallow in the cattle and sheep, but the plowman looks for strong muscle, spirit and endurance in .his teams The food and care of the different animald should be consistent with the ultimate purpose they are to serve. Fat horses that have been wintered mostly in the stable, without muoh exercise, are not fit for hard service at the opening of the working season in the spring, and a prolific source of disease is the hard work they are frequently compelled to do when they are not in proper condition. The ordinary winter business of the farmer does not call for much exercise or his team, and if he have several, most of them may be entirely idle. In such cases, it is an excellent plan to have a yard for their especial benefit, well littered and safe, and let them have access to it several hours each day. The horses should be unshod, and if any are vicious they may be .turned loose at different hours from the others. The horses will show by their playful actions how much 'they enjoy this tem porary relief from the stall. Another very important thing, often neglected by farmers, is 'the grooming of their teams. In' the summer time the horse, by rolling in the pasture, to a certain extent cleans himself; besides, the rains have some effect. But in the stable he relies on the care of his mas ter, and the keen enjoyment the curry comb and brush evidently give him should be ample reward for the labor. A well lighted stable, thoroughly ventilated yet free from currents of air, should also be provided.' In regard to the feed of horses, most farmers, we think, will agree to the pro position that it is always good economy to grind or mash all kinds of grain before feeding. It is well established tihat cut straw, cornstalks or other coarse fodder fed with some grain, iszcheaper than to winter the horses wholly on. hay. ~ W ithout stop ping to assign reasons, we think they also come out in the spring in better condition than wheir fed on hay alone. Good wheat or oat straw, fed with bran, strengthened with corn meal, has been found excellent. When the weather is not too cold, it is pre ferable to dampen the cut hay or straw and sprinkle the 'meal on it. The wintering of horses should begin' with the first approach of cold autumn, nights. No work horse should now be left in the pasture except in the daytime. Ex posure to a single autumn storm might cause damage enough to the farmer's tams to-have paid for years of timely care. KEEPING SNIErFoTAToF , s. Mr Ai takenliof-Nimeidl pidiana diserii*in-, tick Couutry , Gelato:tan the =folio method of keiOngiweet potatoes auring, ' '• Two or, three plans . are preCtieed in this community. One iwto.build.a • small cellar, say,twelve or fifteen feet_Square, under the .family -room of the house, only entered by a trap-door through the floor—the cellar walls fitting up to the floor of the room snag, so that no air can get through. • The potatoes are dug and allowed to dry, when they are let down into the cellar without bruising. Through the winter the cellar is ventilated once or twice a week by opening the trap-door for half an hour, during which time the outside doors of the room above should be kept closed. I have kept sweet potatoes in this way till the middle of April. Another, and I think the best, plan is to build a house within . a house, filling, the space between the walls with •clay. Two doors are hung—one to the inner, and one to the outer wall. The space above the joints is filled with clay or saw-dust. The potatoes are dug and hauled to the house. The - floor, or rather the ground, is covered with dry chaff. A layer of potatoes is carefully laid on, and another layer of chaff, and the process continued till the pile is about three feet high. A thick layer of chaff is then spread over the top, and the process is completed. A box, two by six inches, is placed in the wall opposite the door for the purpose of ventilation. This is kept closed in cold weather, and only opened in the middle of the day on warm days; Will it pay ? One of my neighbors, whose name I might give if it was neces sary, planted two acres to sweet potatOes last year, and did all the work of cultiva, tion hiniself, and he is sixty years old. He has two potato houses, built after the plan given above. In the spring he sold out of the two houses and off of the two acres, five hundred bushels at three dollars per bushel. Other cultivators in this country are doing as well, and perhaps better; but I give this man's crop as an example becausel know the facts. Sweet potatoes generally sell fox'one dollar in the fall, and from two to four in the spring. Sweet potatoes are not affected by drouth like Irish potatoes, and are not eaten by the potato-bug' HIM SHOES FOR THE LADIES, winter is coming, and we desire to say a word or two.to our lady readers about cloth; ing the feet. When the celebrated physician Aberne thy died, report .said that, beside -a will of some interest -to his heirs, in a pecuniary point of view, there was found among his effects a sealed envelope, said to -contain the secret of his great success in the heal ing are, and also a rule of living, the follow ing of which would insure longevity. A large price was paid for the sealed en velope. It was found to contain only these words :" To insure continued health and a ripe old age, keep the head cool, the sys tem open and the feet warm." Dry feet are warm feet, generally, if the system is healthy. To keep the system healthy the circulation must be good. The circulation is - not good without exercise, and exercise can only be really valuable when walking. Riding in a carriage is no exercise at all; it is merely inhaling the air. This is very well as far as it goes, but the lungs are not in full play without the individual is walking. Horseback exercise is, very good, and is an improvement -en carriage riding, but it is not the kind of health-creating play- of the muselee nature demands. It is action—action of the entire bddy—and walking only will procure it. Now, flue ladies of Europe, particularly those f England, understand this thing. They walk miles per day, and if any of our pale beauties desire to know how the Eng lish ladies keep up their fine color, clear complexion and superb busts, we tell them it is by out-door exercise; walking in the open air; filling the lungs with pure oxygen, by rapid movement on a sharp October day, when`the sun shines brightly stalls clear blue sky is above. This is the secret of the rich blood of the English women, and their almost universal fine looks and matronly beauty at fifty, 7hen at that age American wegnen are pile, sallow and wrinkled. To enjoy a walk, thick soles are needed. Stout, well•fitted calf-skin high gaiters, neatly laced, will always " set off" a pretty foot, and improve a homely one. To guard that sensitive portion of the human frame .(for the sole of the foot is keenly sensitive to the changes from heat to cold, or.dryness to dampness,) the boot sole should be thick, and as well made as human ingenuity can do it. Then, even in moist weather, or in a rain storm, the foot can be pro tected ; that insured, all is well in the body.—Moore's Rural. RANCID BUTTER FOR COOKING. Many persons sneer at the common notion that butter too rancid to be eaten rain upon bread, may be used without ob jection in cooking; but this notion, like many other popular ideas, is more, in ac cordance with the truth of the matter than the imperfect knowledge which ridicules it. All fats are compounds of aeids with glycerin. Butter is a mixture of oeveral fats, and one of them, constituting however only a small portion of its mass, is, buty- Tine ; this a compound of butyric.aoid with Butyrine, like other fats, is a neutral substance, but when it is decom posed—in other words, when the butyric acid is separated from the glycerin with wbiph it is combined—we then haver the two substances, the acid and the glycerin, exhibiting each its peculiar properties. Butyric is a very powerful acid, caustic and sour, and having that peculiar strong odor which is characteristic of rancid butter. One of the early steps in the decay of but ter is the decomposition of the bntyrine, which is made manifest by the odor of the butyric acid set free, and by the sour and biting taste of this acid. Now, at a temperature of 315 degrees, butyric acid is 'evaporated, hence it is only necessary to raise the temperature of the butter to this point in ordeuto drive oftthe acid which makes it randftl, and to leave the remainder, perfectly sweet. If ,rancid butter is mixed in cake, a portion of -the butyric acid will be absorbed by the water in,the cake, and it may not be all expelled 'by theleat in baking;. but if the butter is used for frying in an open pan, it is pretty certain that the butyrio acid will all be evaporated. With a knowledge of the pro perties•of butyric acid, a skilful cook ought to be able to use rancid butter in such ways as to retain none of the rancidity in.the cooked articles. BLABB. I BOOKS, STATIONERY AND PRINTING. PREMIUM Accorarr BOOKS, in every FOREIGN AND DOMESTIC STATION EBY, In great Variety. COPYING PRESSES, FINE CUTLERY AND POCKET BOOKS. Counting Houses and Public Offices mplied on favorable terms. INFLLLIEAMI M. trffINTY, 127 South THIRD Street. 4, tuts' furitiOing Jitt)iis This is a personal in vitation to the reader to examine our new styles of FINE CLOTHING, Cas• simer Suits for $l6, and Black . Suits for $22. Fi ner Suits; all prices up to $75. WANAXAKIZR & BROWN, Oss HALL, Southeast corner of Sins and MARKET STS MODEL SHOULDER SEAM SHIRT MANITFATORY 1035 Chestnut Street. Mclntire & Brother, GENTLEMEN'S FURNINING, NECK TIES. lIANDHER4NCEEPS, CRAVATS, ` PORT MONNAIES GLOVES, SUSPENDERS, HOSIERY. UMBRELLAS. SPRIG 1111 SIMMER 11111111CLOTHIS GAUZE-MERINO VESTS AND PANTS. LISLE THREAD VESTS AND PANTS, GAUZE COTTON VESTS AND PANTS. LINEN DRAWEES. JEAN DRAWERS MUSLIN DRAWERS. OATS AND CAPS. . R S. WALTON'S FASHIONABLE HAT AND OLP STORE, r. No. 1024 M'ARKET STREET. LATEST ; STYLES, LOWEST PILIOES. A Full Assortment of Umbrellas Always on , Hand. 1665.6 m PAINTINGS. AND A GREAT VARIETY OF ENGRAV INGSDN HAND. OLD WORK REGILT. EQUAL To. NEW. GROVER4BAKEa : SI Etio-11EST JpitmivicluSt; I 1 ACI I( STITCH LOCK STITCH- AND :s(w)t , j. ff c,..,._ . mAotNE : . . , 1 ~ The. Grover :& Baker S. M. Co. manufacture. in ad dition to their 'celebrated GItOVER . & BAKER STITCI2I Maehines. the most perfect •SBUTTLE or LOCK STITCH" Machines in the market, and af ford purchasers the opportunity of selecting. after trial and examination of both, the one best suited to their wants. Other companies manufacture but OM kind of machine each, and cannot over this opportu nity of selection to their customers. _ A pamphlet. containing samples of both the Graver &Baker Stitch and Shuttip:fititch in various fa/nice. with 'fair explanations, diagrams, and illustrations. to enable 'purchasers to 'Wedmitie, teat, and' compare their relative merits..will be furnished. on mined, from our came throughout The countrY. Those who desire machines which do the .beet Mork, should not fail to send for a pamphlet, and tan and comparetheee stitches for themeeioes. 730 CILESTEETT STREET, ' PHILADELPHIA. PRESBYTERIAN HOUSE. SMYTH & ADAIR, MANITACTITRERS OF SILYER-PLATID 'WARE, GOLD AND SILVER PLATERS, No. 1334 Chestnut Street, cii-x-c•sierM U. 3 . MIN T, SECOND FLOOR. FACTORY,-NO. 35 SOUTH THIRD STREET. PEALADZILPEad gpitorhuping ......... BEDDING ! BEDDING !! WHOLESALE AND RETAIL BEDDING DEPOT. BEST STYLE AND QUALITY MATTRESSES APSD 33EMODIPIG123!EA-7C-ErLIA.I.i. 1060-3 m I. G. FULLER, No. 9 S'.Sevetrth St. APE '. .I, -L PAPER L ......::_:,4,.1 AND FINE WINDOW SHADES XANIT- FACTORED. Beautiful designs. as low as $1.50, $1.75, and V 4, with Fixtures. • PAPER HANGINGS. Gold and Plain DECORA TIONS, neatly hung, by practical Worknien. at JOHNSTON'S Dpepot,_ [The No. 181033] SPRING GARDEN Street. 1067-1 Y - Below Eleventh. CILAIIIIS . t CLARK ---- , .o.'ll NORTH EL4IITESITH ST, A lil l . ' • • BEDIiI.WG AND' " .. COTTASit. FIIIINITITRE ' WAILEIFOUSE. Hair and Husk Mattresses. Feather Beds, Bolsters, and Pillows. Best Quality of Spring Mattresses. Bedsteads, Bureaus, Washstands, Chairs , Towel Racks, Rocking Chairs, &c. Pew Cushions, Feathers and Down. Comfortables and Blankets. ' 1060-3 m WILLIAM YARNALL, IMPORTER'AND DEALER IN HOUSE FURNISHING GOODS No. 1232 CHESTNUT ST., S. E. COB. 13TH. SUPERIOR REFRIGERATORS, WATER COOLERS FINE TABLE CUTLERY, ' FAMILY HARDWARE, IRONING ,TABLES, Sus. 1044-ly WALL PAPER io , rxx dc-43- - nmmiv. CURTAIN PAPERS; . , BURDERS I. &C. Good Workmen for putting on paper, and all work warranted. ,• • 1046-6 m JOHN H. PILLEY. DANNER'S WASHING. MACHINE. Best in the City. IT SAVES TIME SAVES LABOR. SAVES CLOTHES EVERY FAMILY SHOULD HAVE ONE. For Bah at the Furniture Store of Agents wanted. e • J. Izi.A.ALS, 1047-6 m No. SS7 MARKET Street. Vtgitograiffit. WENDEROTH I TAYLOR BROWN'S FINE ART GALLERY, 912 and 914 CUESTNIInr STIIkET, PHILADELPHIA. 1019-17 AGENCY, 353 BROADWAY, NEW YORK. . . ATELIER PHOTOGRAPHIC. A. J. DE MORAT. s. E. earner Eighth and Arab Streets. PHILADELPHIA. The public are invited to exame specimens of Life Size in Oil. Water eoiors. IvorYtYce. India Ink, all Poroelian Pictures of all sizes. • CARE PICTURES, 50 PER DOZEN. Entrance on Eighth Street. M. P. SHIONSwould callattention:to his LINE SIZE PHOTOGRAPHS. Those living at a distance can have Daguerreotype's, Photographs, dm., copied any sine, and colored any style, by mailing the picture and description of oompleation, hair, be. All pic tures are warranted to give full satisfaction. - M. P. SIMONS. 1050-17 1320 Chestnut. Street, Philadelphia. Pa. ANP (6 1 CEWOR `'‘fil LEN YARN IT-tM4Y THOMPSON BLACK & SON, BROAD AND CHESTNUT STREETS, - • DEALERS IN I%i n M AND EVERT VARIETY OF CHOICE FAMILY GROCERIES. Goode flawed in any Port of the may. or Pocked war* for the Country. 1" FANCY JOB PRINTER Fine Work---Original Styles. ftijaao anV gtalilmitz. --~._ti_ ~ ~..~,__,_~ __ __ NM MATTO & KIMBERLY'S TE EGRAPHIC INSTITUTE S. W. COR. TENTH AND CHESTNUT STREETS: The Philadelphia College, an Important Link in the Great International Chain of coneges Located in Flay Princi pal Cities in the United States and Canadas. The Collegiate Course embraces BOOK - KEEPING. as applied to all Departments of Business; Jobbing. Importing,Retailing, Commission, Banking, Mann facturing, Railroading, Shipping, &o. both Plain and Ornamental. COMMERCIAL LAW, Treating_of Property, Partnership, Contracts, Corpo rations, Insurance, Negotiable Paper. General Aver age. Ac. COMMERCIAL CALCULATIONS.—Treating 01 Commission and Brokerage, Insurance. Taxes, Du ties, Bankruptcy, General Average, Interest, Dis count, Anninties, Exchange, Averaging Accounts. Equation of Payments, Partnership Settlements, &c. ROSINESS PAPER.—Notes, Checks. Drafts, Bills of Exchange, Invoices, Order, Certified Checks, Cer tificates of Stocks, Transfer of Stooks / Account or Sales, Freight, Receipts, Shipping Receipts. Ac. TELBGRAPHING. by Sound and Paper, taught by an able and experi enced Operator. A Department opened for the ex clusive use of Ladies. PHONOGRAPHY Taught by a practical Reporter. Diplomas awarded on a Satisfactory Examination Students received at any time. 1030-1 y iflllllllllll 1 D IMIST SMITS, EIGLISII 111 CLISSICAL SCROOL, FOR BOARDING AND DAY SCHOLARS, PORTTETII STREET AND BALTIMORE - - -AVENUE, WEST PHILADELPHIA. REV. S. H. IteRETTLLIN, PRINCIPAL. Pupils Received at any time and Pitted for Business Life or for College. -- Fiermierme: Rev. J. G. Butler, D.D.: Rev. J. W. Mears; Rev. Jon:Alan Edwards; - D11.; Rev. James M. Crowell. D. D.; Dr. C. A. Finley, 11. S. Army; Samuel Field. Esq. 10211-tf ITIRS' BOARDING SCHOOL FOR YOUNG NEN AND BOYS, Formerly A. * Bobnar's, AT WEST ACHESTER, PA. A Classical, English, Mathematical and Commer cial School, designed to fit its pupils thoroughly for B College or usiness. The Corps of Instructors is large, able and experi enced; the Course of Instruction systematic, thorough slid extensive. Modern Languages—German, French and Spanish, taught by native resident teachers. In strumental and Vocal Music, Drawing and Painting. The scholastic year .of ten months begins on Wed nesday, the . Inbar September next. Circulars can be obtained at the office of this paper, or by application to WILLIAM F. WYERS,A. M. Principal and Proprietor. PELIDELPEA COIR&IITE 11S11111113 :YOUNG} LADIES, NORTWEST CORNER OF : s r, • EIGHTEENTH STREETS. REV. QUALM. A. SMITE, D.D., PRINCIPAL. Circulars may be obtained of B. P. Moore & Co., 1304.Chestmat Street. and at the Presbyterian Book Store 1334 Chestnut Street. FURS REPAIRED AND ALTERED, CHARLES SUMPP POCKET BOOK . AND SATCHEL MANUFACTURER, No. 47 North Sixth Street, below Arch, Porte Monnaies, Port Folios, Dressing Cases, Cigar Cases, Cabas, Money Belts. Pocket Books, Satchels, Work Boxes, Bankers' Cases, Purses, Etuies, &c., &c., &c. WHOLESALE AIM RETAIL. 1062-3 m VB BO PEE gentlemen.DA Y. e wanted, in a pt i s ms lnt and iin n andol able Business. Sampleilree. For furtherarticulars, address 4. D. BOWMAN & Co.. N 0.115 Nassau New York. (Clip out And return this notice.) L 0 A Gy PLAL.sT AND SA_NSOM STREET HALL COMMERCIAL COLLEGE ASSEMBLY BUILDING, PENMANSHIP, CLASSICAL SCHOOL, S. E. CORNER OE PELIM.A.I3ELPFII.A.. R KENDALL, A.M., THOMAS M. FREELAND, FUR,R,IER, 532 ARCH STREET. PHILADELPHIA. Principal.