giudianfints. WHY DELAY? [From a forthcoming volume, under the above title, by the . Rev. Jacob Helfenstein, D. D., now running through the press of the Presbyterian Publication Committee, we are permitted to extract the following chapter, which bears the sub-heading of The Interest at Stake.] If religion were a matter of indifference 'or of secondary importance, delay in atten tion to its calls might admit of some justi fication; but if religion be anything, it must be everything; if it be needful, it must be the one thing needful; if it de mands our attention at all, it demands our immediate attention. "It is no vain thing; it is your life "—the life'of your soul.. 7 1`HE SOUL l-who can estimate its worth ! 'Who can fully appreciate the importance of its salvation, or the fearfulness of its loss ? All on earth is shadow. Decay is written on every object upon which we fix the: eye. "All flesh is grass, and all the glory of man as the flower of grass. The grass witherah, and the flower thereof falleth away.". Kingdoms and nations that once acted a conspicuous part in the world's history, have long since passed away. One genera tion has quickly succeeded another, and the present will soon vanish with the past. These bodies, so fearfully and wonderfully made, eve in them the seed of dissolution, and after a few more rising and setting suns, will mingle with their original dust. The places that now know us will then know us no more, and we shall no longer have any part in the transactions of this busy earth. "The heavens themselves shall pass away with a great noise, and the elements melt with fervent heat; the earth also, and the works that are therein, shall be burnt up." But. the soul of man holds on in intermi nable existence, "amid the wreck of matter, and the crush of worlds." Creatures of yesterday, as we are, we have entered upon a oareer that will know no end. Millions of ages hence we shall be the same conscious beings that we are now; and in some por tion of Jehovah's dominions, shall exist in a state of consummate bliss or woe. Tremendous thought! "To think when heaven and earth are fled, And times and seasons o'er, When all that east die shall be dead, That I must die no more! Ohl where shall then my portion be? Where shall I spend eternity?" What question can be infested with greater importance to man than that which relates to his eternal destiny? I am to think forever, feel forever, act forever. But what will be the nature of my thoughts, my feelings,and my actions? Am Ito be . holy or sinful, happy or miserable? Am I to dwell in the life-giving presence of God, or wither under his eternal frown? Am I to be the companion of angels or of devils? Am I to swell the undying note of redemp tion to the Lamb, or take up the sad' la mentation, "the harvest is past, the sum mer is ended, and I am not saved?" . Why should all our thoughts and anx ieties be limited to this fleeting, transient life ? Why should not man, as an immortal being, extend his views to the future, and determine, if possible, what is to be his al lotment beyond the tomb? Is it not the dictate of wisdom to attend to those things first which are of the highest impOrtance? Shall we care for straws, for bubbles, while we neglect interests of eternal moment? What are all the objects, the pursuits, the interests of time, compared with 'those of eternity? "What shall it profit a man if he gain the whole world, and lose his own soul?" "Ohl were the world one chrysolite, The earth a golden ball, And diamonds all the stars of night, One soul outweighs them all." If, dear reader your existence were li mited to the present life, you would have nothing either to_ hope or to fear in refer ence to the future; or, were you an inno cent creature, the future might present no thing appalling. Death to you then would be but the passport to a higher and better state of existence—"the gate to endless joy." But whose conscience does not accuse him of guilt? Who can confront his eter nal Judge, and plead that he has never sinned? Who, if dealt with according to his deserts, must not meet with the sentence of condemnation? Your nature, exalted as it is, is a nature in ruins. Your soul, valua ble as it is, is liable to •be lost. The soul lost!—not annihilated; but doomed to an existence of eternal sinning and suffering —lost to God, lost to holiness, lost to happi ness, lost to hope, lost irrevocably and for ever! What calamity can bear any com parison to this? Well, might the universe' be clothed in sackcloth, and utter one wail of anguish over such a disaster. The fear fulness of such% loss no pencil can describe, no heart can conceive. Heaven grant that neither the writer nor reader may ever learn its import by experience. Now, it was to save men from this ruin, that the Son of God poured forth his blood. He would not have shed it, to save a thou sand worlds, but he shed it for the soul of man Here then, we have his own esti mate of the importance of man's salvation. Oh, how much is comprised in that one word--6.A.LvAmoN I—Salvation from sin and from hell, " salvation with eternal glory"—not only deliverance from the greatest of all evils, but the possession of the greatest good—crowns of- glory, palms of victory, songs of triumph, eternal pro gress in knowledge, holiness and bliss. All this, and infinitely more than the writer can express, is now freely offered to you in the gospel; and shall interests so vast, so precious be neglected, or put off to a more convenient season? Shall all your efforts to secure these interests be crowded into the uncertain future ? Better neglect everything else—better beg, starve, die, than neglect,the great salvation. What object can be of more immediate importance to a criminal under sentence of death than piirdon? What more important to a drowning man than deliverance ? What must I do to be saved ?" is emphati cally the great question; and it should be to every man the first and all-absorbing question. Men trifle with no other interests as they do with those of eternity. Every thing else demands despatch, but " the vast Con cerns of an eternal state'.' are often left.to the mercy of a single moment. A man is engaged in writing a letter. Suddenly he is startled by the cry of fire. Does he sit still, determined to fill up his sheet, re gardless of the flames which are already en circling him, and the terrible ruin which impends over him ? Important as he may deem the subject of his correspondence, it bears no comparison with the preservation of his life. In these circumstances self preservation takes the precedence of every other consideration. And what object can be of greater moment to a poor condemned sinner than deliverance from the second death—escape from that unquenchable fire, which awaits all the finally impenitent and unbelieving? We read that when Syracuse was taken by Biareellus, Archimedes, shut up in his closet, was so absorbed in solving a mathe matical problem, that he was wholly uncon scious of 'what was transpiring without. While thus absorbed in his private study, a soldier rushed in upon him and bide' him follow him speedily to Marcellus. " Stop," said Archimedes, " until I solve this pro blem." ; .The soldier enraged at his- delay to obey the summons, drew his sword, and struck him dead. You pity the folly of the philosopher, so absorbed in his stales at such a crisis, as to overlook the prior claim of self-preservation; and yet what an illus tration we have here of theinfatuatio'n of thousands, who, in the eager pursuit of this world, neglect the interests of 'the future, and sacrifice, at last, their eternal all. A COWARD'S ESTIMATE OF LIFE. The following, from the Cincinnati Ga zette, illustrates the feelings not of one per son, but a whole class of creatures, we will not call them men, who have disgraced our army. I noticed upon the hurricane deck to-day an elderly darkey with a very philosophical , and retrospective cast of countenance, squatted upon his bundle toasting hii shins against the chimney, and apparently plung ed in a state of deep meditation. Finding, upon inquiry, that he belonged to the Ninth Illinois, one of the most gallantly behaved and heavily losing regiments at the Fort Doneleon battle"", and' part of which aboard, I began to' interrogate him_ :upon the subject His philosophy was so much in the Falstaffian vein .that ;I will, gig u e his views in his own words, as near as my me mory serves me. - • - "Were you inAtte fight ?" • '' "`Had a little taste "Stood your grnizad, did No, sa, I. runs." "Run at the first fire, did .you.?" . "Yea, - -sa, and -would- had , ran soona, had I knead it was "Why, that wasn't very creditable to your courage." Dat isn't in my line, sa—cookM's,my profeshun." " Well, but have you no .regard for your reputation." "Reputation's nofin- by the side of life:" "Did you consider your-life'worth - more than other people's." "It's worth More to me, sa." "Then you must value it very highly?" " Yes, sa, I does—more dan dis world --more than a million ob dollars, sa, for. what.would that be vuth to a man with the bref out of him ? Self-preserbashum am de fust la.w wid me." " But why should you act upon a differ.: ent rule froni other men?" "Because .different men set different values upon dar lives—mine is not in the. market.' " But if you lost it, you would have the satisfaction .of knowing that you died for your country." s' " What satisfaction would dat be to me when the power of feelin' was gone ?" "Then patriotism and honor are nothing to you?" "Nuffin whatever, sa—l regard dem m among the vanities." "It our soldiers were like you, traitors might have broken up the governnient without resistance." " Yes, sa, dar would have been no help for it. I wouldn't put my life in de scale 'ginst no gobernment dat eber existed, for no gobernment could replace de lose to me." "Do you think any of your company would ‘ hare missed you if you had, been killed ?" " May be not, sa—a dead white man ain't much to dese sogers, Jet alone a dead nigga —but I'd a missed myself, and dat was de pint wid me." It is safe to say that the dusky corpse of that African will never darken the field of carnage. LUTHER'S GENEROSITY. He was a generouS giver, and would never send any suppliant away empty, had it not been for the necessary economy of his good wife, he would often have been made to want himself. He once took ad vantage of her illness• to bestow his plate on some needy student. He never would receive a kreuzer from the students he taught; and. he, even refused to sell his writings, but gave them to the printers. Had it not been for Mistress Luther, the whole household would have been reduced to beggary. He never scrupled to beg of the Elector or any wealthy person for the needs of others, (although never for his own). His wife did not always have the power to restrain his 'reckless giving and his propensity to give everything away. At one time in her very presence, he, in defiance of her remonstrating looks, be stowed 'on a student, who came to him asking money to keep him , home from the University, a silver goblet which had been furnished to him, saying he had no need to drink - out of silver.—Extracts from Schcenberg-Cotta Family. TAN-BARK FOR POTATOES. A gardener at Troyes, " having observed that everybody living in the quarter of the town occupied by tanners escaped the cholera, de termined to try the virtue of tan when plant ing potatoes. For this purpose he placed a shovelful of tan in the trench under the seed in a part of the field, and planted the remain der in the ordinary way. On digging out the potatoes 'he found that those which were planted near the tan were perfectly sound, while the others were diseased. He found, further, that potatoes were preserved in the winter by sPreading tan on , the floor of the storehouse.'' THE AMERICAN PRESBYTERIAN, THURSDAY, APRIL. 27, 1865. Every traveller through England is struck with the exceeding beauty, luxuriant greenness, and compact, velvety softness of their ornamental lawns and grass plots. It is an evergreen greenness, which cannot be equalled here without we also import the moist English,climate. Independent of the average drier atmos phere, our severe and long continued droughts interfere greatly with persistent greenness, while they sometimes actually injure beyond recovery many a• fine and well-set lawn. This is owing very much to the imperfect preparation of the soil'before the grass seed is sown.. In new lawns, the first and most, important requisite, without which nono mixture of grasses, or ,quantity, or kind of fertilizing agents will be of any avail in securing - a perfect Mid ampact sod, is depth of soil,. The plowing should be fifteen inches deep, which can be best ob tained by using a double Michigan plow. This does the work thoroughly at a single • operation, lifting the sUbsoil'up, and;bring ing it to the surface, where it ought to be for improvement. In a dry season, when there is no moisture above, that from below; drawn up by capillary attraction, is it all times available to the grass roots. Siich a sod will seldom become brown, even in the driest seasons. While the soil should be deep, it also should, be, made rich by the thorough incorporatign through it of short and well decomposed manure. The deep plowing having been performed in the fall, a heavy dressing of manure should be plowed in shallow in the spring with a lighter plow. • Thorough harrowing and fine pulvetiza tion must - follow, and 'all hollows and un even surfaces be filled; and levelled up. In England a mixture of some eight or ten grasse constitutes what is called 'their lawn grass. But many of them are found en tirely out of place here, and the mixture which succeeds best, is the Kentucky green, or blue grass, perennial rye grass, herd grass, aucl w . hite clover, with ,a ,small pro portion. of the sweet-scented vernal grass, (Anthoxantlum . odoratntn). The two fornier and especially the green grass, abound in radical leaves, and having also an abundance 'of: fibrous roots, soon, occupy the ground and make a firm, compact, and perennial sod. , A lawn or grass plot . made up in this way, can: be • sustained' ;almost •indefinitely by'jndininiis top ' &easing from time to-time• of like, plaster, short stable nier4re;'Super phosylates, and Other;:fertilizere.•=-4ural Advertiser FRDITGARDEN. '. • Fruit trees that have 4 proved undesirable: from .any± cause, may be re-grafted. with: more favored kiitcls. This is an advantage with Some varieties—it takes an age, for instance, `to get - the Seekel Pear into bear frig condition from a nursury qised tree; 'but by grafting it on one that has already CO milted at the years of discrgion," the advantage of placing a youngr. hold on-old shoulders, in this way is soon made mani fest. \ . Buds that were inoculated last falls ould not be forgotten, but as soon as vege tiOn has pushed forth, the buds should ;be es aininedrand all other issues from the old stock taken away. It may also be neces-* sary to make .11 tie, in order to get the young shoot of the bud to go in the way from which you would not have it hereafter de part. Above all, do not allow,themonli to pass without posting yourself afresh on the va-. rious methods_reeommended for destroying inseos, or preventing their : attacks. The advantage of a stitch in time .is never more decided than in the great struggle with fruit - destroying insects.-- Gardener's Monthly. " PLANTING PEAS DEE' Deep planting is- not general' resorted to, under the impression that thel seed will rot in the ground. This is a Idae. - Peds tjac covered six or eight inches dee 0 will pre duceltwice as much as- those cered but an inch; they will continue flowering longer, 'and the vines are mor vigorous, and-do not lie down, as is ofte the case when shallow plantings are, m de. ' We I have tested this matter, and , ther ore know from experience, that if it is dewed to get a large crop, the seed must be 4be buried deep in the soil. ` A suitable piece of ground, which , had been enrichthe tpre vious year, was deeply ploughed - the fall, and again in the spring, and t in.tuke tilth. One:half of the piece wr i out n drill,a nd 'the seed covered , deep. 'On the othdr half the pi sunk beam-deep, and the seed s the bottom of the furrow. In one-half the piece was gone over, wards merely levelled; leaving t least eight inches below the sur peas that ' were ploughed in w longer in making their _sea they shot ahead of the others, were more thrifty and vigorou duced treble the quantity of t two-inch drills at their side. used was of the same lot, the England variety, and the soil, ti? ing, and culture (except the mar ting in) were predisely the se] place. This experiment convir peas flourish best in deep' plani have repeatedly had, our attent the fact, in observing idifferef learning the manner of cul Herald. fur at l'anttoms. MAKING A LAWN. BLOOD FOR PEAR Years ago, when pear tree my father, Ki. C. H. Wit large trees Which were/very with the blight. He cut ou , affected, dug up the earth,' and turned the blcod of t , hogs on the roots, when h: I the fall. In spring the' tr:) full bloom, never showint. blight, ripening their' fru ever. • Since ,then our tre.; the benefit of this noh ft I have an abundance o 4 this 2 Niagara Co., N. `Alti( ittrtivitimo. HAPPY VOICES. NEW HYMNS AND TUNES. WITH Many Popiilar and Sterling Old Ones, HOME 'CIRCLE AND SABBATH-SCHOOLS, This book has been prepared with the utmost care, and is believed to be one of unsurpassed excellence. The tunes are such as children love to sing. More than half 'of them have the charm of novelty and fresh ness; and the others are old and endeared favorites. The hynins are adapted to all occasions, and are of unusual variety and excellence. - - The aim has been, not only to delight the Young, but to dO thein good-Lti win and guide thein to their best Friend, and cheer - them in MS service, and draw out warmhtartsand happy vc,Acagn Hie w9rship. The ylolume contains 244 - 14 , nins and 160 Tunes;, 176 pp.l - square 16Mol Priee's.Ys per' lundredA in boards.43o per hundred in stiff. paper. LiberaPdis count to the trade. • . • AMERICAN TRACT SOCIETY, 150 Nassau. Street; New iYork.` - -,----, pa1ii....4.1*.T. - p9az_A. - , 92 ,_ . estultt. Street. N. THISSELL r , District Secretary ~; I . ~~ No. 43 IS mod' Straw streati. CARPET!. 11 , , ... . . 1 , , B , , _ . AN4.ING ..HOIJBE, OF . - . , .. . . W AIIeCOUCH & CO', 0R 1 ..,,3 _ . Noi, { 1 ) OfIR 741R0.4ree;, PhiladelOhja, ii DEALE GOVERNMENT LOANS AND COIN. '. , Bills.of Lange on Ntm•York; Boston, Pi ttsburg ,, Baltimore, ucinnati, etc., constantly , for sale. . Collectio promptly made on all accessible points in the United Mae and Canadis. ' - ' ' Deposits ceivid; piYable 'on demand, and interest allowed Si agreamSnt., • ' Stocks an Loans ;bought and sold on commission at the Board f Braker.s, . ' Business Per 'negotiated. Refer to Phi delihia'and Commercial Banks; Phila delphia; Win ow, Lanier & Apo., New :York ; and Olt!, sena' and Exchange Bank, Pittxburg„ BANKING HOUSE. GEORGE J. BOYD, 9 ETROL _E T_T 31 - , i AND ALL.OTIIER O g 13,33 01V33 S, .6:r. C., liria T AND SOLD AT THE BOARD OF ' BOXERS. : REST ALLOWED ON DEPOSITS. 't PETROLEUM. • 1 R. LENDINNING, Jr. S r g O. K. •. BROKER, po. sa soFrli THIRD STREET, , .. . . _ . . 7 and MinAg.aliares, Railroad Stooks and Bonds, au Governor, t Beourthes bonalr and sold on Corn . 81014 at , the \ bilade ihie,,•New York, and Boston • BOARD OF .BROKERS. marked o inches . )ugh was l i ttered a his wa t lld af . t - 1 (e see d' ' ,: t /e n u, s t and ro- Ise i the The seed ! , amp n of ii i ) le efA6lant t,rAf put.- for both il us that g and we called to ' crops and re.— Utica N (E W ROUTE PIIIL.4.DEL.PHIA TO BROOKLYN. RARITAN & DELAWARE RAILROAD. This route combines railroad and steamboat travel, affording a pleasant and expeditious ride to those who enjoy variety of scenery. Leave. Vine Street Wharf, Philadelphia, at 11.15 A.M. Leave Brooklyn, opposite Wall Street Whart, at 9 A.M. Fare from Philadelphia to Brooklyn $2 00 ExcursiOn tiCkets goods for two days (or three days including a Sunday) to go and return 3 00 GINS;; ISgIN TACKLE, AND SEATS. . PHILIP WILSON & 409 CHESTNUT ST.7 PHILADELPHIA: Manufacturers and dealers in FINE GUNS, PISTOLS, FISHING TACKLE, . SKATES, CANES, &c. Guns made to order in the best manner, and repair ing of all kinds. REMEMBER THE NUMBER, 409. EES, ere a rarity, er, had two such affected the branches round them, beeves and rbutchered in came. out in any signs of the same as have received ilizer, and we licious fruit. SITUATION WANTED. A lit. of five years experience as a teacher, and a memo: of the Presbyterian Church. desires a situa tion. ei i. er the City Or country. Letters and testi monial &c., can be seen at the office of this Oatter, 1334 Ch ,tent street. , Address 996-1 2129 West Delany Place. Phila. I d. WITMER FOR THE g tt l 160645- cARRET 1,1 4,j) VINE & -Rt P.AWBERIV:Y STAEET, nd deer above Chesnut street, .177 street is between Second and Bank CIL CLOTH'S, MATTINGS, &O TYLER, MODERATE PRICES macs, is . , 43 STRAWBERRY Street ;Philada I ATI I )Ot 19 112 1 - 4 !:` • f 1:' ~ t+ RK, ' I W ILLIA MsbieoolJOHi ANEW& Rdincli Pittsburg. S;THIRD ST, PHILADELPHIA, (T.i►o dock's belciWMOohatiidi' BMA.) DEALFFS:4* ALL RINDS. OF EltigkENT SECURITIES, 5.201, 10-465, 7-30 s, 6s of 'Bl. BfrOant 146)aihno. CHARLES STOKES & CO.'S FIRST-CLASS "ONE PRICE" READY-MADE CLOTHING STORE No. 824 CHESTNUT STREET, (Under the Continental Hotel, Philadelphia.) • DIAGRAM. FOR. SELF-MEASUREMENT 0. For Coat.— ca l _ Tr o up to o.i , b a a n ci c r i , from 2to 3. - ..., ..., • •:*".- • Length of t ' , -[,, sleeve.. (with , 4" --7- - .." /, arm, ) n i crooked)4o. I around the 1 • „,. -.-I most -preen, i ,- 61 r,/, vent part of a ( 717 11 , , the . .ehest and ' - 0 0 i - • . ' r waist., , State I ! • whether erect • - 1 _, or stooping... : T 0 . ! For Vest.— • , ', . ' -Same as-coat. , „ ' .: • For Pilots.— a Inside ''s e tint, and outside from hip bone, -' .1 around•-the 1 ~:.' waist and hip. -'j - ' - A good fit gua- • . ranteed. - _,_ Officers' Uniforms, ready-made, always on hand, or made to order in the best manner, and on the most reasonable terms. Having finished many hundred unifOrnis the past year for Staff, Field and Line Offt ders,.as well asofor the Navy, we are prepared to exe cute ordeirs in this line with correctness and despatch. The largest and most‘deSirable stock of Ready-made Clothingin Philadelphiaalways on hand. (Theprke i marked n plain figures on all of the goods.) . A department for Boys' Clothing is also maintained at this establishment, and superintended by experi enced hands. Parents and others will find here a most desirable assortment of Boys' Clothing at low prices. Sole Agent fot the "Famous Bullet-Proof Vest." CHAILLES STORES AL CO. READY-MADE CLOTHING. WANAMAKER & BROWN, lE'I IV CI_4IDPFIIN/51-, I OAK HALL, S. E. tor. Sixth and Market CUSTOM DEP/MITMENT, N. Sixth ,•,Stre.et E a - THOMPSON PASBIONAI3LE. TAILOR, N. E. corner of seventti and: Walnut sts., PHILADELPHIA. N. B.—Having obtained a celebrity for cutting GOOD FITTING PANTALOONS, making it a specialty in my business for some yeara past, it is thought of sufficient importance to announce the fact in this manner to the public, so that those who are dissatisfied may know of my method and give me'a trial. . • - 963-ly FASHIONABLE CLOTHING, Readvinada and made to order FASHIONABLE CLOTHING, . Ready-made and Made to orde FASHIONABLE . CLOTHING, • Ready-made and made to order. FASHIONABLE CLOTHING - , Ready-mada and made to ordOr. PARRY & co., Eitensive Clothing House, Nos. 303 and 305 Chestnut street. FINE CLOTHING. JOSES' CLOTHING, S. E. corner . Seventh and Market Streets. JONES' CLOTHING, S. E. corner Seventh and . Market Street& JONES' CLOTHING, S. E. corner Seventh and Market Streets A. F. WARD'S MEE Alt AIICRITYPES PROTRACTOR SYSTEM OP GARMENT CUTTING AND "WARD'S. BEST" INCH MEASURES, 950 ' N 0.138 South Third Street, Philada. THOMAS RAWLINGS, Jr., HOUSE AND SIGN PAINTER,, Broad and Spring Garden Streets. s. 3E, -A_ IVI Dyeing and Scouting Establishment, Mrs. E. W. SMITH, No. 28 N. Fifth St., below Arch, Philada. Ladies' Dresses, Cloaks, Shawls, Ribbons. &c.. dyed in any color, and finished equal to new. Gentlemen's Coats, Pants and Vests cleaned, dyed and repaired. 963 1y Dr. BEALE'S DENSERVO! Is a most invaluable, reliable and delightful prepa ration for the TEETH AND GUMS. To a great extent in every case, and entirely in many. it prevents decay of teeth. It also strengthens the gums, keeps the teeth beautifully clean and the breath sweet. It is highly recommended by both Doctors and Dentists, and is believed to be as good a preparation for the teeth and gums as science and ex perience has ever produced. Prepared solely by S. T. 13EA...31..E, Dentist, 1113 Chestnut street, Philadelphia, Pa. W For sale by Druggists. . Price $1 per Jar. HENRY HARPER, No. 620 ARCH STREET, PHILADELPHIA, Dealer in and Manufacturer of WITCHES, FINE JEWELRY, S , TT,V.VII. - CV.ALTtm, AND SUPERIOR PLATED GOODS BY THE TRAVELERS' INSURANCE COMPANY, CAPITAL. Atil, It ALLEN, AGENT, 404 WALNUT STREET, For Five Hundred Dollars, with $3 per week compen sation, can be had for $3 per annum, or any other sum between $5OO and $lO.OOO at ptoportionate rates. TEN DOLLARS PREMIUM Secures a Policy for $2OOO, or $lO per week compensa tion for all and every description of accident—travel ling or otherwise—under a General Accident Policy, at the Ordinary Rate. THMITY DOLLARS PREMITTM Secures a fall Policy for $5(0), or $25 per week com pensation, as above, at the Special Rate. FOREIGN RISRS. Policies issued, for Foreign, West India, and Cali fornia Travel. Rates can be learned by application to the Office. Arrangements are in course of completion by which the traveller will be able to purchase. at any Railway Ticket Office, Insurance Tiekete for one or thirty days' travel. Ten cents will buy a ticket for one day's travel, insuring $3OOO, or $l5 weekly compensation. Ticket Polices may be had for 3,6, or 12 months; in the same manner. CHARLES STOKES, E. T TAYLOR. W. J. STOKES. Hazardous Riskstaken at Hazardous Rates. Policies issued for 5 years for 4 years premium. The rates of premium are less than those of any other Company covering the same risk. No medical examination is required and thousands of those who have been rejected by Life Companies, in consequence of hereditary or other diseases. can effect insurance in the TRAVELLERS' at the lowest rates. Life Insurance Companies pay no part of the_prin cinal sum until the death of the assured. The TRA VELLERS' pay the loss or damage sustained by per sonal injury whenever it occurs. .The feeling of security which such an insurance Siva to those dependent upon their own labor for support is worth more than money. No better or More satisfactory use can be made of so small a sum. .J. G. BATTERSON, President. RODNEY DENNIS, Secretary. G. P. DAVIS Vice President. fIENRY A. DYER. General Agent. Applications received and Polieies issued by WILLIAM W. ALLIIIIG ,1110. 404 Walnut Street. .Vfl, lIIMAICWITRIIST:_CONAII 932-tf I LOSSES PAID DURING THE YEAR Insurances made upon Alsootal Abstinence Rates. the lowest in the world. upon JOINT STOCK Rates which are over 20 per cent. lower than Mutual Rates. Or MUTUAL RATES upon which a DIVI DEND has been made of on Policies in force January Ist. 1865. THE TEN-YEAR NON-FORFEITURE PLAN, by which a person insured can make all his payment in ten .years, and does not forfeit, and can at any time cease paying and obtain a paid up policy for twice or thrice the amount paid to the company. ASSETS. $lOO,OOO U. S. 5.20 bonds, 40,000 City of Philadelphia 6s. new, 80,000 U. S. Certificate of indebteness, 25,000 Allegheny County bonds, 15,000 U. S. Loan of 1881, • 10,000 Wyoming . Valley Canal bonds, 10,000 State of Tennessee bonds, 10,000 Philadelphia and Erie Railroad bonds, 10,000 Pittsburg, Fort . Wayne & Chi cago bonds. 9,000 Reading Railroad Ist mortgage bonds, 6,500 City of Pittsburg and other bonds, 1,000 shares Pexuasylvania Railroad stocks, 450 shares Corn Exchange National Bank, 22 shares Consolidation National • Bank. 107 shares Farmers' National Bank of Reading, 142 shares WilliamsportWater Com eanr, 192 shares American Life Insurance and Trust Company, Mortgages, Real Estate, Ground Ran' dke Loans on collateral amplysecured Premium notesaecured by Policies Cash in hands of agents secured by bond! Cash on deposit with U. S. Treasurer, at per rent Cash 011 hand and in banks - Accrued interest and rents due, Jan. 1 THE AMERICAN IS A HOME COMPANY. Its TRUSTEES are well known citizens in our midst, unfitting it to more consideration than Xhosa' whose managers reside in distant cities. Alexander whiudin.l William J. Howard, J. 'Edgar Thomson, Samuel T. Bodine, George Nugent. John Aikman, Rom James Pollock, I Henry K. Bennett, Albert C. Roberts, Hon. Joseph Allison. P. B. Mingle. Isaac Harlehurst, Samuel Work. ALEX. WHILLDIN, President. SAMUEL WORE, Vice-President. JOHN S. WILSON. Secretary and Treasurer. WENDEROTH & TAYLOR, Nos. 912, 914 and 916 Chestnut Street, PHILADELPHIA. PHOTO-MINIATURES ON PORCELAIN, Ivorytypes, Photographs, Cartes de Visite Portraits in Oil and Water Colors, Executed in the highest style. Air- VIEWS OF COUNTRY SEATS made, 10 b 13 inches. Skylights on First and Second Floor. EDWARD P. RIPPLE, PHOTOGRAPHER, No. 820 Arch Steeet, Philads. Photographs from miniature to life-size finished in the finest styles of the art. 960-17 GERMON's TEMPLE OF ART No. 914 Arch Street, Philadelphia. PHOTOGRAPHS IN ALL STYLES. Late of 702 Chestnut Street. PHOTOGRAPH GALLERIES! akinvaitio. INSURANCE AG AINS ACCIDENTS EIT3P.II - Y HARTFORD, CONN rmL J ELrML&. GENERAL. ACCIDENT POLICIES SHORT TIME TICKETS INDIICEM:ENTS AMERICAN Wahtift Street, S. E. cor. ofFourtb. INCOME FOR THE YEAR 1864, $35'7,800. AMOUNTING TO $85,000. FIFTY RER CENT, Ito'bffaittl,s. And every style of B. A. WENDEROTH. [942-IyJ W. C. TAYLOR. 0. B. DeMORAT, S. W. earner Eighth and Marhetlita., Entrance No. 2 South Eighth, PHILADELPHIA. $500,000 $39&i36 50 207,278 86 112.755 73 114,899 0 26,604 70 50,000,00 50,331 6 10.454 41