APPLY NOW AND
MAKE IT EASIER
TO MANAGE YOUR
MONEY.
The American Express Credit Card for Students brings
you a range of benefits and services unmatched by many
other credit cards. It's designed not only to help you get
the most out of your student years, but also to help you
build a solid financial foundation for the future
Payment flexibility,
no annual fee
* An incredibly low Annual Percentage Rate
(APR), equal to Prime + 0%, on single purchases over
$200.'
• An interest rate of Prime + 7.9% (currently 15.9%) on
all other outstanding balances. 2
• Pay your balance in full each month, or extend
it over time
Fly for as little as
$159 round-trip
• Receive 4 round-trip domestic travel certificates, plus
international savings for travel on Continental Airlines. 3
* Take a friend along for the same low price.
2 hours of free long
distance calls for 1 year
• That’s 10 free minutes a month for a full year.' 1
* A low rate of 15 cents per minute on all calls within the
U.S., day or night.
* Enhanced Services like voice mail, a fax mailbox, 4-way
calling and news service updates at no additional
We stand behind
your purchases
Up to a year's extension of the original
manufacturer's warranty on items you
purchase with the Card. 5
Replacement of products you buy with the
Card against accidental damage and theft. 5
A global resource
Worldwide acceptance and toll-free customer
service 24 hours a day, seven days a week.
1,700 American Express Travel Service locations
in over 130 countries.'
* Get cash at more than 180,000 ATMs and
American Express Dispensers around the world*
* Timely resolution of billing disputes.
Our Credit Information Service helps
you manage credit.
Quick, clear answers to your credit questions
Access to this service is available by phone
(1-800-582-5823) or through our Web site.
www.americanexpress.com/student
* Access a wide range of credit resources, including a
budget calculator and credit calculators to help you
manage your money.
» Pay your bill through American Express Online*